Actually found this:
Subject: Report of Fraudulent Business Practices and Consumer Deception by Timeshare Cancellation Entity Operating Under Multiple Business Names
To the Office of the Attorney General:
I am submitting this complaint as a former employee of a company engaged in ongoing fraudulent business practices that I believe warrant investigation under state consumer protection laws. My employment with the organization ended on 06/18/2025.
Summary of Allegations:
The company operates under multiple business names, including but not limited to:
Timeshare Defense Attorney
RFA Corporation
RFA Cancellation
Timeshare Cancellation Resource Center
Timeshare Cancellation Research Center
Timeshare Solution Center
And numerous additional shell entities designed to obscure ownership and regulatory liability.
Key Violations Observed:
- False Representation of Legal Services: The company falsely advertises itself as providing legitimate legal services capable of cancelling timeshare contracts. In reality, no legal services are rendered. The so-called “Onboarding Specialists” are non-licensed sales agents and actors who follow strict scripts designed to deceive consumers while intentionally avoiding protected legal terminology. Employees are specifically instructed to avoid using words such as lawyer, attorney, counsel, or legal representative to circumvent regulatory scrutiny.
- Fraudulent Business Model and Consumer Financial Harm: Clients are directed to cease payments to their timeshare companies and instead make payments to this organization. As a result, many consumers are unknowingly pushed into timeshare foreclosure. Once foreclosure is initiated, the company offers secondary “credit repair” services for additional fees, thereby profiting from both the initial deception and the resulting financial damage. This business model is predatory and exploits vulnerable timeshare owners.
- Fabrication of Online Reviews: The company has engaged in widespread falsification of online reviews. Employees are regularly paid (incentives up to $100 per review) to post fabricated positive testimonials across multiple platforms to create a misleading public image of legitimacy and success. This manipulative practice effectively buries genuine consumer complaints.
- Pattern of Evasion Through Shell Companies: The company continually rebrands under new names and LLC structures to evade regulatory actions, lawsuits, and tax obligations. Each time negative attention arises, the business simply changes its operating name and leadership titles while continuing the same deceptive practices.
- Documented Consumer Complaints: During my time with the company, I personally handled over 24 separate cases where long-term paying clients were ultimately notified of timeshare foreclosures — despite having paid this organization substantial upfront fees for so-called “cancellation services.”
Leadership and Ownership Structure:
Publicly, individuals named Matthew and attorney Spencer Marshall Coons (licensed since 2016) are presented as executives or owners.
However, the true operational control belongs to an individual named Ammon, who deliberately remains hidden from public view to shield himself from legal liability and public scrutiny.