I have 47,000 Wyndham points remaining (will expire 12/31/10). My resort is Las Vegas Grand Desert. I am trying to decide if i should spend $122 to deposit in RCI. ( I don't have any housekeeping credits or reservation credits remaining so I have to pay $59 to make reservation on the phone plus pay for the housekeeping credits.) I have no experience with RCI so I don't know if I will be able to trade for anything that I would want to use. I have 126,000 points that i bought a few years ago from eBay.