Should I buy MVCI's Travelex insurance?

[icydog]

Is it worth it to have this insurance? Are there a lot of exemptions? Does the policy return your maintenance fees for weeks and points? Thanks!

 

[JimC]

We buy primarily for the medical expense, medical transportation coverages if we travel outside USA

 

[dioxide45]

Prior insurers of MVCI travel insurance only paid out the operating fee. Taxes and reserve funding were not covered by the insurance. Not sure if this is true given the new underwriter of these plans.

 

[BocaBoy]

Prior insurers of MVCI travel insurance only paid out the operating fee. Taxes and reserve funding were not covered by the insurance. Not sure if this is true given the new underwriter of these plans.

Interesting. I had one claim about 5 years ago and they paid out the full maintenance fee, including the taxes and reserve fee.

 

[jimf41]

In 2013 I had claim at MFC. They paid everything except for the property tax that is billed separately. They did not pay until after the usage date for the week.

 

[JimC]

Prior insurers of MVCI travel insurance only paid out the operating fee. Taxes and reserve funding were not covered by the insurance. Not sure if this is true given the new underwriter of these plans.

It is a full plan with Trip Cancellation, Trip Interruption, Trip Delay, Trip Inconvenience, Baggage & Personal Effects, Baggage Delay, Recreational Sporting Equipment Rental, Security Deposit Protection, Emergency Medical Expense, Emergency Dental Expense, Emergency Evacuation & Repatriation, 24 Hour Accidental Death & Dismemberment, Rental Car Damage, Travel Assistance
& Concierge Services.

 

[bastroum]

If traveling outside he US the medical emergency portion is the most valuable. The only other provision I would have used in the past 20 years would be the rental car coverage.

 

[dioxide45]

Interesting. I had one claim about 5 years ago and they paid out the full maintenance fee, including the taxes and reserve fee.

I was going off of this blog post by Pam Keystone on The Art of Vacationing. Looks like someone had an issue back in 2012 with being refunded the full amount of the fees. Perhaps it all depends on who processes the claim?

 

[BobG7734]

We had a claim 18 months ago...not problem in collecting full MF and airfare. Very fast and painless process...I was very impressed and would not leave home without it!

 

[pwrshift]

Marriott's new insurer only covers USA owners.

Marriott has let down their international customers. No longer is it available to Canadian owners, etc. I'm covered until the end of this year with their previous insurer but no renewals! Bad show Marriott.

Brian

 

[bazzap]

Marriott has let down their international customers. No longer is it available to Canadian owners, etc. I'm covered until the end of this year with their previous insurer but no renewals! Bad show Marriott.

Brian

To the best of my knowledge, for European owners it is even worse as it has never been available to us.

 

[icydog]

Would the fee cover all my Marriott resorts on a yearly basis, or is only good for one resort at a time?

I think I read it covers exchanges too. Is that correct?

I lost a Desert Springs week last year because my daughter was sick, she was traveling with me, and I could not travel. Would that have been covered? Or would it have to my illness (and not a family member's)?

 

[Old Hickory]

It is a full plan with Trip Cancellation, Trip Interruption, Trip Delay, Trip Inconvenience, Baggage & Personal Effects, Baggage Delay, Recreational Sporting Equipment Rental, Security Deposit Protection, Emergency Medical Expense, Emergency Dental Expense, Emergency Evacuation & Repatriation, 24 Hour Accidental Death & Dismemberment, Rental Car Damage, Travel Assistance
& Concierge Services.

Where is this offered? MVC? II? Link, please.

 

[GreenTea]

Would the fee cover all my Marriott resorts on a yearly basis, or is only good for one resort at a time?

I think I read it covers exchanges too. Is that correct?

I lost a Desert Springs week last year because my daughter was sick, she was traveling with me, and I could not travel. Would that have been covered? Or would it have to my illness (and not a family member's)?

My son's claim was paid.

 

[JimC]

Where is this offered? MVC? II? Link, please.

You can access information about MVCI travel insurance from the MVCI web site. They link to the carrier's Marriott product where you can read and sign up.

When you log into MVCI, on the right under "partners and specials", click on "vacation protection".

 

[Safti]

Marriott has let down their international customers. No longer is it available to Canadian owners, etc. I'm covered until the end of this year with their previous insurer but no renewals! Bad show Marriott.

Brian

So, I am a dual citizen US/CAN and am wondering about TravelX insurance. Will they cover me and my party that I'm traveling with even if they are Canadian or dual?

 

[pwrshift]

I suspect you'll have to live in the USA and not just be a USA citizen. Give them a call and let us know. I really feel Marriott has let down their Canadian owners unless they changed that since I last called.

Good luck.

Brian

 

[Safti]

I suspect you'll have to live in the USA and not just be a USA citizen. Give them a call and let us know. I really feel Marriott has let down their Canadian owners unless they changed that since I last called.

Good luck.

Brian

Here is the answer to that question about Travelex coverage. It is based on US residency. You MUST have a US address to be covered. So, in other words, they will not cover you if you are Canadian. There you go. Sucks. Marriott isn't able to offer any direction regarding coverage for those of us in Canada and while we are going to Orlando in Dec. with kids and grandkids, I don't know where to begin requesting insurance coverage.

 

[dioxide45]

Here is the answer to that question about Travelex coverage. It is based on US residency. You MUST have a US address to be covered. So, in other words, they will not cover you if you are Canadian. There you go. Sucks. Marriott isn't able to offer any direction regarding coverage for those of us in Canada and while we are going to Orlando in Dec. with kids and grandkids, I don't know where to begin requesting insurance coverage.

If you are just looking for medical coverage, you can usually get cheap policies at your local Canadian bank branch. We did this a lot. Can't offer advice for trip delay or cancellation though.

 

[Safti]

If you are just looking for medical coverage, you can usually get cheap policies at your local Canadian bank branch. We did this a lot. Can't offer advice for trip delay or cancellation though.

We have out of country medical coverage through work. What we were hoping to get is maintenance fee coverage. I don't know of any company besides Marriott which will provide that.

 

[bobpark56]

What if staying at more than one place?

But if you are going for more than a week, with some time spent in non-Marriotts, the Marriott insurance won't work for you...Right?