My husband and I understand that part. Our main concern is that we can truly use the points the way they were explained to us? We are trying to confirm the booking windows and what resorts are available to us. We were told we could book 10-13 months out at any resort as long as we had the point balance to do so. We just want to make sure that is true. Or if there are issues with booking certain resorts because of the type of points we have. We know that peak season effects the amount of points we would need but other than that is there an issue for HVC members that HGVC members don't have?
We've owned both developer purchased trust points and resale trust points for years. Diamond (now HVC) doesn't combine them so we have two accounts and switch between the two while logged in online. Diamond isn't just one large trust, its actually multiple trusts or "collections" (U.S. , Hawaii, California, International, etc.). I think there are 8 or 9. Both of our points ownerships are in the U.S. Collection, which I think may be the largest.
With the developer purchased points, we pay for the Club and so we can reserve in any Diamond resort in any collection (I think). With the resale points, we can only reserve in the U.S. Collection resorts. What we've seen over the years is that there seems to be more inventory for the developer purchased trust point account, even for just the U.S. Collection resorts. Also when there are point discounts, such as discounts for stays in Las Vegas or for last minute reservations, we'll see those discounts in the developer purchased account but not in the resale account. So, we have found it is easier to use the points in the developer purchased account than the resale account.
Of course, the cost of the developer purchased points are much, much, much more expensive than resale. (We paid nothing for our resale points.)
