Question about Saved Points

[REXON21]

I have a question and would appreciate any clarification.
I currently own multiple HGV ownerships (deeded, points-based).

Let’s assume I transfer one of my HGV ownerships.
That specific HGV has 4,000 ClubPoints remaining from 2026.

If those points are saved and become 2027 Saved Points,
will those saved points (4,000 points) transfer together with that HGV ownership?

This question assumes that I still retain other HGV ownerships after the transfer.
I find this a bit confusing, so I would really appreciate any guidance.
Thank you in advance for your help.

 

[HuskerATL]

HGVC...HGV is the umbrella company

You can. Folks have bought deeds that came with saved points. Just needs to be part of the contract

 

[REXON21]

HGVC...HGV is the umbrella company

You can. Folks have bought deeds that came with saved points. Just needs to be part of the contract

Yes, I have already saved my remaining points from this year into Saved Points, and I do not intend to transfer them to the buyer.
Just to confirm, these Saved Points will not automatically transfer to the buyer, correct?
I want to make sure they will remain in my account unless they are explicitly included in the contract.
Thank you for confirming.

 

[HuskerATL]

I think that once you lose that deed, you also lose all associated points. I will let others chip in to make sure. I think what folks have done is save points for buyers and include the MF cost or not, depending on the deal, as part of the contract.

 

[REXON21]

I think that once you lose that deed, you also lose all associated points. I will let others chip in to make sure. I think what folks have done is save points for buyers and include the MF cost or not, depending on the deal, as part of the contract.

Ah, if that is the case, then it seems I may have only lost the fee I paid to save the points.
I had understood that Saved Points are tied to the member account rather than to an individual deed, which is why I went ahead and saved them.
I probably should have double-checked more carefully beforehand.
Thank you for your response and insight.

 

[HuskerATL]

Hope that others can chip in to comment, to make sure. You see them all as one bucket but in the backend, they points are associated to a deed so if you lose the deed, you should lose the points associated to that deed but I guess that you will find out when you lose the deed.

 

[REXON21]

Hope that others can chip in to comment, to make sure. You see them all as one bucket but in the backend, they points are associated to a deed so if you lose the deed, you should lose the points associated to that deed but I guess that you will find out when you lose the deed.

Yes, thank you. If they do end up transferring, then there isn’t much I can do about it.
I did find some information indicating that Saved Points remain with the member account as long as not all deeds are transferred, but I will double-check to be sure.
Thank you again for your input and help.

 

[jabberwocky]

Hope that others can chip in to comment, to make sure. You see them all as one bucket but in the backend, they points are associated to a deed so if you lose the deed, you should lose the points associated to that deed but I guess that you will find out when you lose the deed.

I wonder what would happen if you made a reservation with those points, then transferred the deed? If you then canceled the reservation after the transfer is completed (assuming at least 61 days before the reservation) would those points just vanish or somehow make their way to the original deed?

I have no further insight from experience; however, I’m not sure the points of saved from 2026 would automatically transfer with the deed if the first year of use was indicated as 2027. One would think that it’s the first year of use that matters.

It’s an interesting question, and one could also think about what happens in the case where points have been borrowed from the following year.

 

[HuskerATL]

I wonder what would happen if you made a reservation with those points, then transferred the deed? If you then canceled the reservation after the transfer is completed (assuming at least 61 days before the reservation) would those points just vanish or somehow make their way to the original deed?

I have no further insight from experience; however, I’m not sure the points of saved from 2026 would automatically transfer with the deed if the first year of use was indicated as 2027. One would think that it’s the first year of use that matters.

It’s an interesting question, and one could also think about what happens in the case where points have been borrowed from the following year.

Good suggestion, that could lock up the points until after the sale

 

[Zenichiro]

I just had this question. From what I understand, the points only transfer with the deed if you say you want them transferred at the time of sale.

Thread 'Rebooking With New Resale Points'
https://tugbbs.com/forums/threads/rebooking-with-new-resale-points.379240/

 

[REXON21]

Let me walk through a hypothetical scenario.
Assume I own multiple deeds, and I make one reservation, with more than enough points available overall.

Now assume that one specific deed is being transferred, with the first year of use listed as 2027.

If the reservation I made is actually tied to 2026 points that belong to the deed being transferred,

what happens once the transfer is completed?

Would that reservation be automatically canceled after the deed transfers?

If it is not canceled, would HGV then pull the equivalent points from another deed within the same account?

And if HGV does not reallocate points from another deed, and the reservation remains intact even after the transfer,

then it raises an interesting thought

Could someone theoretically use saved 2027 points to book a 2026 reservation, and then keep pushing that reservation forward, effectively using those points in 2027?

I’m curious how HGV actually handles this in practice.

 

[SmithOp]

And if HGV does not reallocate points from another deed, and the reservation remains intact even after the transfer,

then it raises an interesting thought

Could someone theoretically use saved 2027 points to book a 2026 reservation, and then keep pushing that reservation forward, effectively using those points in 2027?

I’m curious how HGV actually handles this in practice.

I don't think the system will allow you to move a reservation across a calendar year, possibly due to this points use year you are trying to circumvent.

 

[jabberwocky]

Could someone theoretically use saved 2027 points to book a 2026 reservation, and then keep pushing that reservation forward, effectively using those points in 2027?

I’m curious how HGV actually handles this in practice.

Maybe I’ve lost the plot here, but isn’t the point of saving your points to 2027 exactly for the purpose of making your 2026 points available for use in 2027?

My understanding (and experience) has been that HGVC always uses the points that are set to expire first.

 

[Sapper]

Just one data point, but may be relevant. When I purchased two deeds on one contract (December 2023), the saved points was part of the agreement. When the deeds transferred to my name, no saved points transferred. When I called HGVC about it, they said that they had to have explicit direction in writing from the former owner to transfer saved points. I contacted the seller, who wrote a letter telling HGVC to transfer the saved points. A week after HGVC received the letter, the saved points ended up in my account. I am not sure if the letter was because the sales contract failed to mention the saved points, and if it had then the letter might not have been needed. I would also guess that if there were an addendum to the sales contract stating no saved points were included with the sale, HGVC would not transfer any saved points.

 

[REXON21]

Just one data point, but may be relevant. When I purchased two deeds on one contract (December 2023), the saved points was part of the agreement. When the deeds transferred to my name, no saved points transferred. When I called HGVC about it, they said that they had to have explicit direction in writing from the former owner to transfer saved points. I contacted the seller, who wrote a letter telling HGVC to transfer the saved points. A week after HGVC received the letter, the saved points ended up in my account. I am not sure if the letter was because the sales contract failed to mention the saved points, and if it had then the letter might not have been needed. I would also guess that if there were an addendum to the sales contract stating no saved points were included with the sale, HGVC would not transfer any saved points.

Thank you for sharing this helpful example.
I do not plan to transfer any saved points, so I will make sure to inform the closing company accordingly.
Thank you.

 

[REXON21]

Maybe I’ve lost the plot here, but isn’t the point of saving your points to 2027 exactly for the purpose of making your 2026 points available for use in 2027?

My understanding (and experience) has been that HGVC always uses the points that are set to expire first.

Yes, since there are no 2026 points available, any reservation made now would be booked using saved 2027 points.
However, if it cannot be carried over beyond that, it wouldn’t really make sense, and I’d likely just end up losing the reservation fee unnecessarily.

 

[REXON21]

I don't think the system will allow you to move a reservation across a calendar year, possibly due to this points use year you are trying to circumvent.

Ah, then that would be a meaningless action.
Thank you for confirming.

 

[REXON21]

I just had this question. From what I understand, the points only transfer with the deed if you say you want them transferred at the time of sale.

Thread 'Rebooking With New Resale Points'
https://tugbbs.com/forums/threads/rebooking-with-new-resale-points.379240/

Overall, it does seem that your explanation is correct.
Since it was about 3,600 points, it felt a bit wasteful to lose them, so I rolled them over—but now it does feel a bit ambiguous.
I read through the thread you shared, and did you really purchase the 26,880-point Barbados The Crane ownership with a $2,480 MF for just $3,000?
That’s incredible.

 

[Zenichiro]

Overall, it does seem that your explanation is correct.
Since it was about 3,600 points, it felt a bit wasteful to lose them, so I rolled them over—but now it does feel a bit ambiguous.
I read through the thread you shared, and did you really purchase the 26,880-point Barbados The Crane ownership with a $2,480 MF for just $3,000?
That’s incredible.

Still in process. Should know on ROFR in a few weeks. However, I’m pretty positive it will pass. Will post results here and ROFR.net once I know either way.

 

[GT75]

When I called HGVC about it, they said that they had to have explicit direction in writing from the former owner to transfer saved points.

Learned something new, thanks. I know when I was selling, I tied up all of the points, current and saved so that they couldn’t be on the estoppel.

 

[REXON21]

Since I already paid the $124 saving (rollover) fee, I’ll double-check this carefully. For now, I won’t make any reservations and will proceed by asking the closing company to notify Hilton that saved points should not be included in the transfer. I’ll share the outcome once it’s confirmed.
Thank you all—this was very helpful.

 

[REXON21]

The closing company says the following:

“HGVC only transfers saved points if they are mentioned in the contract.
If they are not listed, they will not be transferred.”

I will verify whether this is actually the case.