One UY or two?

[heathpack]

Right now, we have 3 UY's:

April: HHI, BCV, and pending ROFR VGF
June: VGC
Oct: CCV

If the VGF passes ROFR, I am thinking of selling our VGC to buy something else. Either 150ish CCV points (bringing us to 240 CCV pts) or125ish VGF (bringing us to 275 pts at VGF). That would give us 2 UY: April and October. I see the value in having a larger pool of points at one resort, so my first choices would probably be CCV or VGF, but purchasing at Poly or BLT would be considerations as well.

Option 1: Buy the new contract in April UY, so we have all contracts sans one in the same UY. Then transfer the CCV Oct UY into the Apr UY annually, or sell that one Oct UY contract and buy another Apr UY. This would accomplish our "main" (or eventually sole) UY being April. This would give us 325 Apr UY points, and 90 Oct UY points

Option 2: Buy a new CCV contract in Oct UY, to have one pool of CCV points in Oct UY and the rest in Apr UY. This would give us 175 Apr UY points and 240 Oct UY points.

We'd want to stay at CCV, VGF, and BCV mostly, supplemented with Poly, BLT, AKL, and BWV when we can get them. +/- Riveria. We are Blue Cards.

What would you do any why? Work towards the Apr UY or keep two UY?

 

[ljmiii]

Right now, we have 3 UY's:

April: HHI, BCV, and pending ROFR VGF
June: VGC
Oct: CCV

...We'd want to stay at CCV, VGF, and BCV mostly, supplemented with Poly, BLT, AKL, and BWV when we can get them. +/- Riveria. We are Blue Cards.

What would you do any why? Work towards the Apr UY or keep two UY?

Coincidently, we're in the process of going down from 3 UYs to 2 as we just entered a contract to sell our VGC. But we like keeping two UYs (Aug and Dec) because that means 48 OTU points (now for the price of 24!) and various other benefits that are per membership. And while most of our points are booked at 11 months, It also allows me to use the 'right' UY for those times I'm making reservations at less than 7 months.

But in almost two decades of owning DVC I've never wanted to combine points from different resorts. YMMV.

 

[nomoretslt]

The vast majority of our points (900+) are September use year. We have one grandfathered 200 pt resale BWV with December u/y and a 50 pt BLT with March (this is our “stay in a studio first or last night” contract). I like the December use year for BWV for walking a September or October stay. The September BWV is useful for January and May stays.
I get myself so confused sometimes with use year and “bank by” dates and borrowing. I’m glad the March u/y is small. I was lucky the RIV resale was same u/y as our larger contract…otherwise I would not have purchased it.
I’m assuming VGC is California? Will you be happy if you don’t have it anymore? I understand it’s extremely hard to get a reservation there.
Addonitis is real. I’m done for sure this time. I pay a lot in dues, but it’s our happy place and we really have no desire to travel outside the US at this point in time.
But getting back to your question: 2 use years is enough for me; the 50 pointer is easy to manage as our third. And when you transfer points, I thought you could only use at 7 months out, although I know there are ways to fiddle around a reservation. Too much work for my feeble brain.

 

[heathpack]

The vast majority of our points (900+) are September use year. We have one grandfathered 200 pt resale BWV with December u/y and a 50 pt BLT with March (this is our “stay in a studio first or last night” contract). I like the December use year for BWV for walking a September or October stay. The September BWV is useful for January and May stays.
I get myself so confused sometimes with use year and “bank by” dates and borrowing. I’m glad the March u/y is small. I was lucky the RIV resale was same u/y as our larger contract…otherwise I would not have purchased it.
I’m assuming VGC is California? Will you be happy if you don’t have it anymore? I understand it’s extremely hard to get a reservation there.
Addonitis is real. I’m done for sure this time. I pay a lot in dues, but it’s our happy place and we really have no desire to travel outside the US at this point in time.
But getting back to your question: 2 use years is enough for me; the 50 pointer is easy to manage as our third. And when you transfer points, I thought you could only use at 7 months out, although I know there are ways to fiddle around a reservation. Too much work for my feeble brain.

We do like Disneyland and would like to go back. However, I’m not sure we’d realistically go back more than once or twice more in our remaining traveling days. The pro with keeping the VGC contract is that we maintain that booking advantage. However, the con is that we only have 85 pts in that contract and the expected sales price is high enough that if we sell to buy something at WDW, we could wind up with 1.5-1.75x more points at CCV or VGF, which we’d use more regularly. My thought is that we can rent if we decide to go back to Disneyland.

I guess I have addonitis but I think with the move from LA, it’s more that we are establishing a new DVC travel pattern. I’m 59 and Mr H is 64. I figure we have 15 years more DVC travel, max. The time for us to buy is now, if we’re going to use our membership. If we wait even a year or two more, it starts to make more sense to just rent.

Who knows? Maybe we will be blessed and still traveling to WDW when Mr H is 80. But probably not.

 

[nomoretslt]

Wow, yes your small point contract will definitely give you a tidy sum to buy what you want at WDW. You seem to really love VGF, CCV and BCV. The old saying buy where you want to stay. BWV is not all that hard to get at 7 months, as long as you don’t want a standard view studio. Garden Views are easy and the points for that are pretty much on par with BCV. And you have enough grandpa points to stay at RIV and the new Lodge at Ft Wilderness when it’s done.
I think I would add points to all three of your favorite WDW resorts (keeping use years). I hate paying all those closing fees and waiting for ROFR, and (with this last purchase dealing with title company that made many mistakes, causing long delays) when selling contracts and buying contracts.
We did have a nice rhythm going….fall BWV, December or January RIV, May BLT. And maybe a last minute trip now and then. But this major health issue with DH really gunked up the works. We have to come to terms with the fact he has heart issues and we have to learn to live with it. Very frustrating….healthy, active guy. Anyway….I’m sure you know the resale sites. Good luck with the hunt.

 

[elaine]

We have Oct and Dec UY. I have never needed/wanted to transfer UY. I actually like having 2 UY; I can book a fall trip after Oct 1 and not worry about a possible cancelled trip being “sunk” points, as it would be if using my Dec points. Same for a summer trip with Dec points-I still have all of fall to use them.

 

[ljmiii]

BWV is not all that hard to get at 7 months, as long as you don’t want a standard view studio….

I’ve actually found Boardwalk View harder to reserve than standard view.

But that may be skewed by my only wanting Boardwalk View and being unhappy when only standard and garden view is available.

 

[frank808]

Right now, we have 3 UY's:

April: HHI, BCV, and pending ROFR VGF
June: VGC
Oct: CCV

If the VGF passes ROFR, I am thinking of selling our VGC to buy something else. Either 150ish CCV points (bringing us to 240 CCV pts) or125ish VGF (bringing us to 275 pts at VGF). That would give us 2 UY: April and October. I see the value in having a larger pool of points at one resort, so my first choices would probably be CCV or VGF, but purchasing at Poly or BLT would be considerations as well.

Option 1: Buy the new contract in April UY, so we have all contracts sans one in the same UY. Then transfer the CCV Oct UY into the Apr UY annually, or sell that one Oct UY contract and buy another Apr UY. This would accomplish our "main" (or eventually sole) UY being April. This would give us 325 Apr UY points, and 90 Oct UY points

Option 2: Buy a new CCV contract in Oct UY, to have one pool of CCV points in Oct UY and the rest in Apr UY. This would give us 175 Apr UY points and 240 Oct UY points.

We'd want to stay at CCV, VGF, and BCV mostly, supplemented with Poly, BLT, AKL, and BWV when we can get them. +/- Riveria. We are Blue Cards.

What would you do any why? Work towards the Apr UY or keep two UY?

You mentioned you are blue card holder. Just want to be sure that the CCV and VGC are not the only contracts that qualify you the blue cards benefits.

If you have other points that qualify for blue card, then you are fine.

Sent from my SM-S928U using Tapatalk

 

[heathpack]

You mentioned you are blue card holder. Just want to be sure that the CCV and VGC are not the only contracts that qualify you the blue cards benefits.

If you have other points that qualify for blue card, then you are fine.

Sent from my SM-S928U using Tapatalk

Nope, the Blue Card contracts are HHI and VGC.