Have you tried renting on TUG ? This is 250 th USA Birthday. You could lock in 4th of July week and maybe make a nice profit. Find her original purchase package and review it. Call management company and at least ask about deed-back. It costs them much less to take deed back than to foreclose. Find out what their delinquencies are in owner paids. They rent out non-paying delinquent weeks. Stop paying MF's is an option. Good luck!