I have 3500 bonus points that are due to expire the middle of this month. My understating is that I can obligate those points for 9 months past expiration but it must be done before expiration. Am I only allowed to use bonus points with RCI? Or can they be used in another way? Also I spoke with a representative (I was considering booking Aruba for next year) and after all charges were known I declined reserving at the time to reevaluate my options. The representative said I could pay $99 and deposit these points into RCI for another year. Is that right? Thank you in advance for any information you can provide. 