Interesting way to put it.although some get a GC's for new "friends"
From HGVC 2016 Club Rules - http://www.hgvclubprogram.com/content/1Rules-ENG-Rev062716.pdf
Cancellation of a Resort Reservation:
• 31 days or more prior to check-in will result in forfeiture of the entire reservation fee, if any.
• 30 to 15 days prior to the check-in date will result in forfeiture of 25% of the currency (Open Season rental rate, ClubPoints or Bonus Points) used to confirm the reservation and the entire reservation fee, if any.
• 14 to 6 days prior to the check-in date will result in forfeiture of 50% of the currency (Open Season rental rate, ClubPoints, or Bonus Points) used to confirm the reservation and the entire reservation fee, if any.
• 5 or fewer days prior to the check-in date will result in 100% forfeiture of the currency used (Open Season rental rate, ClubPoints, or Bonus Points) to confirm the reservation and the entire reservation fee, if any.