Thank you so very much and thanks to you (and Denise) for being so generous with your time.
My cost per week including financing is less than the "manditory" referenced. I did not have any interest in AI's either, but my boss gave me this trip as a bonus. The air fare is under $300.00 for a non stop three hour flight. Transfers to and from the airport is included. I don't drink that much, so having a free liquor dispenser in the room was of little value. However, having wine and champagne in the room and with meals was sure nice, as were the ocassional beach and poolside tropical drinks. And the retaurants included steak, lobster, and salads and fruit bars that seemed to go on for blocks. And perhaps most importantly for me, I have three adult children scattered across the country. We have a family gathering every year. So I'll burn through the 15 weeks, which are good for 15 years, in batches of four at a time. No cooking, cleaning, or shopping makes it pretty stress free. The resort has 11 swimming pools, including 3 children's pools, so the grand kids can enjoy the experience as well. There is also a decadent spa that is included via the resort credits that are included, so I had my first ever pedicure and manicure while my wife had a half day of massage and whatever comes with them, again, all included.
That said, I agree with the observations and advice. The 15 resort weeks works for me. It is the 30 "World Weeks" that have me stumped. Since there are no maintenance fees, I can simply ignore them. But if they do have value via the 18 TPU's @ $499.00 plus $209 for RCI fees, I'd like to figure that out. For most of my vacations, the $100 per nite average would be on the low side of what I usually end up paying for a hotel.