And Westgate has serious restrictions for resale buyers. Westgate has purposely destroyed the resale market trying to protect their direct sales. As
@TheTimeTraveler stated, if you have a mortgage then you are stuck with it. Sorry to inform you that you really only have three options:
1. Learn how to use it and take vacations.
2. Pay off the mortgage and give it away, which will be very difficult OR pay it off and request a deedback back to Westgate. If they do it, they will charge $1500+ to do so.
3. Stop paying and let them foreclose.
Sorry, this probably wasn’t what you were hoping for.