Thank you all so much!! I've learned a ton. I likely messed up my profile. I joined immediately after the HGVC resort marketing and sells team ate me for breakfast. Since then, I have learned a lot. We are looking to put together a small portfolio of properties 4 to 5 from different parts of the country. I have started the process on one in the Orlando area, I am looking hard at Grandview in LV, I am looking hard at Arizona, I may want one in the northeast but I am not a cold weather fan. I am looking at NY just because, I have experienced much big city life, and looking at Chicago because I have cousins in the area. Lots of words which can be typical for me. I have learned the difference in HGVC and HGVC and it does appear that some Arizona, formerly Diamond properties, have been moved into the HVC program but still such a nieve newby, any and all advice appreciated. Thanks. b