The only ridiculous waste of points is not using
I
honestly would hate to lose any points but you also want to keep in mind your total out of pocket cost for those remaining points to determine if it’s worth the time, effort and additional cost to try to use them.
Here are some options that I can think of
If you‘re flexible with your travel dates, consider
RCI to trade back into HGVC, BHC and HCNY resorts. Of course there will be additional fees (RCI and resort fees). You can also trade into Disney, Wyndham, Shell, Grand Pacific and some other resorts if you can travel non-peak. However all weeks, resorts and unit sizes may not be available for exchange so it’s best to investigate first and ask questions about historical availability for resorts you’re considering. I suggest having a plan before going down this path due to exchange availability and additional fees.
Take a look at
Honors hotel bookings. It might give you a better bang for the buck if you use them for higher priced hotel rooms. You’ll have to compare HGVC cruise vs Hilton hotel options. There are frequent discussions on Flyertalk regarding the best options for Honor rewards.
Also consider
trips with friends and extended family or possibly gifting trips to extended family.
I’ve taken several timeshare trips with extended family (Dad, siblings, niece/nephews, cousins, in-laws and friends). I’ve also gifted timeshare accommodations to extended family members for trips to Orlando, Oahu and Disney.
Another option is
private exchanges for future trade in 2024 or 2025 (of course you’ll want to make an arrangement with a TUG member who has been on here a while since this involves a significant level of trust). I’ve done private exchanges with TUG members as well.