I can’t really judge if the food is terrible at Fishermens as we never take the AI as we are owners and for ourselves and our guests it’s not required. It always surprises me how many owners take the AI when they don’t have too. We and all our guests get an owners discount so breakfast and lunch is very reasonable. All the rooms have kitchens and as stated above there are literally hundreds of places to eat in Playa. We do have breakfast on-site a few times during our stay it’s buffet and this year a much smaller buffet very custom everything was top notch and the service is beyond excellent. I’m seeing Fishermens on RCI for optional all inclusive which would be a great deal. Probably not much more than renting from an owner if you needed added rooms.