I bought one from a private party (through TUG2 market place). I made an offer spelling out EVERYTHING. The seller was very knowledgeable and I was a knowledgeable buyer. He accepted my offer and the terms and we both signed a contract that was submitted to LT Transfer. At the time they were doing a "soft escorw" (holding the check until Title change and acceptance by Marriott). As usual they did a great job at a very reasonable cost. That was probably my smoothest TS purchase.