Bonvoy Visa night credit for every $3000 charged question.

[Ann in CA]

Over the last few weeks have spoken with 3 people at the number on the Chase Bonvoy Premier ( edited out "Brilliant") card where we earn 1 night credit for every qualifying $3000 charged. I always believed that if charged in December, the credit for the nights stayed in the year charged (2023 this year), even though payment was due in January, 2024. I spoke with a person to confirm this several weeks ago, as we had a rather large charge we would be making and wanted it to top off the nights needed at 75, and he assured me that the December charges would count. Got a little nervous this week and called again. This time I was told no, that since the payment would be in January, 2024, all nights would be credited to 2024 account nights. So I said, well, I could do a bank transfer and pay right now, would that work? And she said no.

Just did not seem right. So called back an hour later ( in the mean time talked to a Bonvoy customer service associate, and he said, yes, those charges will count for 2023 even though payment will be in 2024. But when I told him what Chase card person had said, he still said he was pretty sure, but wobbled a bit. So I called again to Chase Bonvoy card, and this time, the answer was in line with what the early December call had said, that anything charged in December would count, even though payment was in January. (this was after some consultation with her supervisor, and reading me the terms about nights credit for every $3000 charge in some document) So I think that is the final answer, and we don't really want to spend a couple more nights away, so hope that answer was the final, final.

Anyone absolutely sure? Would hate to miss it for only a couple of nights.

 

[dioxide45]

This was many years ago and perhaps on the old Marriott rewards card, but I noted Night credits posting shortly after meeting spend requirements. They didn’t post in any way or relationship to the billing cycle.

 

[GetawaysRus]

I think you're a bit confused. That's understandable, because they've created a mess with all these Marriott "B" cards.

You refer to the Chase Bonvoy Brilliant. Nope, the Bonvoy Brilliant is an AmEx card.

So perhaps you are talking about the Chase Bonvoy Boundless? And you mention 3K spend = 1 elite night credit. Is that right, or is it 5K spend?

Try this blog post (scroll to the section titled "Spending on the Bonvoy Boundless card"):
https://thepointsguy.com/guide/marriott-status-with-credit-card/

I'm not able to tell you when the elite night credits will post for your spending, however. Dunno.

 

[jwalk03]

The payment due date has nothing to do with it. It’s based on your statement date. So if your statement date is December 2 and you buy something on December 10 that spending would go toward a 2024 ENC.

If you statement date is December 28 and you buy something on December 10 that spend would count toward a 2023 ENC.

 

[VacationForever]

The payment due date has nothing to do with it. It’s based on your statement date. So if your statement date is December 2 and you buy something on December 10 that spending would go toward a 2024 ENC.

If you statement date is December 28 and you buy something on December 10 that spend would count toward a 2023 ENC.

No one is talking about due date. The question is that if the charge is made on Dec 22, 2023, and the statement date is on Jan 10, 2024, does the ENC go towards 2023 or 2024.

 

[Fasttr]

No one is talking about due date. The question is that if the charge is made on Dec 22, 2023, and the statement date is on Jan 10, 2024, does the ENC go towards 2023 or 2024.

Like jwalk03 said, I have found that they post the day after your statement end date, so in your example, that would be 2024.

 

[Ann in CA]

I think you're a bit confused. That's understandable, because they've created a mess with all these Marriott "B" cards.

You refer to the Chase Bonvoy Brilliant. Nope, the Bonvoy Brilliant is an AmEx card.

So perhaps you are talking about the Chase Bonvoy Boundless? And you mention 3K spend = 1 elite night credit. Is that right, or is it 5K spend?

Try this blog post (scroll to the section titled "Spending on the Bonvoy Boundless card"):
https://thepointsguy.com/guide/marriott-status-with-credit-card/

I'm not able to tell you when the elite night credits will post for your spending, however. Dunno.

I think you're a bit confused. That's understandable, because they've created a mess with all these Marriott "B" cards.

You refer to the Chase Bonvoy Brilliant. Nope, the Bonvoy Brilliant is an AmEx card.

So perhaps you are talking about the Chase Bonvoy Boundless? And you mention 3K spend = 1 elite night credit. Is that right, or is it 5K spend?

Try this blog post (scroll to the section titled "Spending on the Bonvoy Boundless card"):
https://thepointsguy.com/guide/marriott-status-with-credit-card/

I'm not able to tell you when the elite night credits will post for your spending, however. Dunno.

Oops. Thanks! Yes. We both have the rather expensive Amex as well, and wanted to get the extra 85,000 point certificate, but our contractor would not take Amex, or Visa for that matter. Our Bonvoy Visa is (maybe) the original visa, on the card the only thing it says is Marriott Bonvoy Premier, and I know it is the one that gives 1 night credit for every $3000 in purchase. Have had it for years, before all the newbies started popping up. We think it does not usually show up as nights until the payment, because we made a rather large maintenance fee payment in November and I watched to see when nights credit would show up. It took awhile. However, the last Bonvoy person with whom I spoke read me the "terms" for nights credit, and it sounded as it were based on calendar month of purchase. We shall see.

 

[Ann in CA]

Oops. Thanks! Yes. We both have the rather expensive Amex as well, and wanted to get the extra 85,000 point certificate, but our contractor would not take Amex, or Visa for that matter. Our Bonvoy Visa is (maybe) the original visa, on the card the only thing it says is Marriott Bonvoy Premier, and I know it is the one that gives 1 night credit for every $3000 in purchase. Have had it for years, before all the newbies started popping up. We think it does not usually show up as nights until the payment, because we made a rather large maintenance fee payment in November and I watched to see when nights credit would show up. It took awhile. However, the last Bonvoy person with whom I spoke read me the "terms" for nights credit, and it sounded as it were based on calendar month of purchase. We shall see.

Just checked type of card. It is the old "Marriott Bonvoy Premier Card", "No longer open to new applicants."

 

[Ann in CA]

Like jwalk03 said, I have found that they post the day after your statement end date, so in your example, that would be 2024.

Thanks! What a bummer. Would hope that their representatives get fully educated on what the requirements are for a charge to be credited in the month of purchase when that month is December. Only one in 4 got it right, which sounded wrong!

Edited to add, 12/27/23 discussion with really good, helpful Chase gentleman cleared up the question. All "transactions" in December 2023 will counted by Marriott for Bonvoy nights and points in 2023, even though the closing will be in January, 2024. So they sort that out after the closing.

 

[Ann in CA]

I think you're a bit confused. That's understandable, because they've created a mess with all these Marriott "B" cards.

You refer to the Chase Bonvoy Brilliant. Nope, the Bonvoy Brilliant is an AmEx card.

So perhaps you are talking about the Chase Bonvoy Boundless? And you mention 3K spend = 1 elite night credit. Is that right, or is it 5K spend?

Try this blog post (scroll to the section titled "Spending on the Bonvoy Boundless card"):
https://thepointsguy.com/guide/marriott-status-with-credit-card/

I'm not able to tell you when the elite night credits will post for your spending, however. Dunno.

Thanks! Yes, we have the Amex Brilliant, but the card I am using for the 1 night credit per $3000 charging is the old Marriott Bonvoy Premier Card, and we're not giving it up til they pry it from our... hands. Not tempted by any of the others.

 

[Ann in CA]

The payment due date has nothing to do with it. It’s based on your statement date. So if your statement date is December 2 and you buy something on December 10 that spending would go toward a 2024 ENC.

If you statement date is December 28 and you buy something on December 10 that spend would count toward a 2023 ENC.

 

[Ann in CA]

Thanks! Can't believe all but one of the 4 Bonvoy visa and customer service people I talked to got it wrong! Have to go look up the statement date now but pretty sure date will be first half of December.

 

[dioxide45]

Thanks! Can't believe all but one of the 4 Bonvoy visa and customer service people I talked to got it wrong! Have to go look up the statement date now but pretty sure date it'll be first week in December.

Did you mean January? It would be nice if you could see the posting history of ENCs on Marriott.com.

 

[Ann in CA]

Did you mean January? It would be nice if you could see the posting history of ENCs on Marriott.com.

Did you mean January? It would be nice if you could see the posting history of ENCs on Marriott.com.

Did you mean January? It would be nice if you could see the posting history of ENCs on Marriott.com.

I don't really know what the "Statement date" means, my husband pays all the bills. But the due date is January 6, I believe. I checked earlier in December because I wanted him to pay it early as we were traveling, and did not want to miss getting it paid on time.

 

[dioxide45]

I don't really know what the "Statement date" means, my husband pays all the bills. But the due date is January 6, I believe. I checked earlier in December because I wanted him to pay it early as we were traveling, and did not want to miss getting it paid on time.

The statement date is usually about 25 days prior to the credit card payment due date. When you say due date, are you meaning the due date of the credit card or the due date of your maintenance fee bills?

 

[kozykritter]

I think the likely lesson here is to save yourself future grief and worry by not relying on an ENC from credit card spending to post in time to meet status requirements given the lack of a standardized procedure and information available about such. I've had ENC from spending post anywhere from two days to two months after hitting the spending increment on my Marriott card and none of it was related to my billing cycle/due date. It's always been within the same calendar year so I can't speak to which status year it would apply to when it posts in another calendar year.

 

[dioxide45]

If you are short on ENCs for Titanium (75 nights) and haven't seelcted your 50 night Choice Benefit, you can opt for 5 ENCs which could put you over the top of the 75 nights for Titanium. I may have to do that this year. Just need to wait and see if I make it to 75 on my own or need the 5 ENCs from the 50 night Choice Benefit. I sit at 72 nights right now.

 

[SueDonJ]

I thought this is why the final accounting of annual credits, and any related status tier changes, aren't posted in our accounts until sometime in January or February, so that all of the transactions that occurred during the previous year could be credited to the prior year?

 

[dioxide45]

I thought this is why the final accounting of annual credits, and any related status tier changes, aren't posted in our accounts until sometime in January or February, so that all of the transactions that occurred during the previous year could be credited to the prior year?

Perhaps, but you only have until January 7th of 2024 to claim any Choice Benefits.

 

[SueDonJ]

Perhaps, but you only have until January 7th of 2024 to claim any Choice Benefits.

Ah.

 

[Ann in CA]

Last word from great guy at Chase. All “transactions” in December will count for points and nights in 2023”, as all the Bonvoy people believed.
This very helpful and absolutely clear Chase gentleman this afternoon (WED/27th) said Bonvoy people were all correct, some Chase people were right, or partly right, except for the woman saying all charges in the December/January statement would be going to 2024 nights/points totals. He kindly said the one Chase person was "partly" right, but should have given a more detailed explanation, as she made no distinction between "transactions" made with the card in that December period which would be credited by Marriott with the appropriate points or nights, and the January 6 closing date meant that the bank considers it a 2024 closing. At any rate, it is what I had always believed and very happy about that. Thanks for all the speculation!

Sorry, just leaving after spending way too much time on this. Thanks for all your advice. Will read today’s posts tomorrow!

 

[Ann in CA]

If you are short on ENCs for Titanium (75 nights) and haven't seelcted your 50 night Choice Benefit, you can opt for 5 ENCs which could put you over the top of the 75 nights for Titanium. I may have to do that this year. Just need to wait and see if I make it to 75 on my own or need the 5 ENCs from the 50 night Choice Benefit. I sit at 72 nights right now.

Thanks. Have been holding off using those as we should be fine if all the December "transactions" credit, as the most recent Chase guy (definitely very well informed and totally understanding what I was asking) said they would!

 

[Ann in CA]

The statement date is usually about 25 days prior to the credit card payment due date. When you say due date, are you meaning the due date of the credit card or the due date of your maintenance fee bills?

Statement date I guess would have been around December 6 since due date is January 6, 2024. I pay all the maintenance fees online at MVC usually, but this year Waiohai and Marbella were really, really late as was our one Shell Vacation Club. Points fee totals early so in the November bill. My husband and I each use a couple of the Marriott cards, but he's chief bill payer, so I just keep track of when we should use which!

 

[VacationForever]

....so... I put my MF on my Chase Bonvoy Boundless credit card on the last week of Dec 2023. Statement date was Jan 12 2024. Elite nights were credited yesterday for the Jan 12 statement. In other words, nights are credited based on statement date and not charge date.