[ 2018 ] I want out. Does anyone know a trusted way to end the endless maintenance fees and assessments?

[suspenders]

My husband and I purchased a Westin Regina time share in Cabos years ago (1997), 2 weeks, 2 bedrooms which is now Raintree Vacation Club. We were able to use it most of the time in the beginning, but for many years rolled it over to RCI and then the weeks would expire. It's become a nightmare. Fees increased and we can no longer travel easily to Mexico due to health conditions. Just want out. Does anyone have any advice. I would pay for legal help if I trusted they could end this scam. Apparently the contract is until 2026 or 2036 depending who I speak to. What happens if I just stop paying and never use it again? There must be some legal way to get out of these things???

 

[Passepartout]

I think you can just stop paying. There is no deed to foreclose on, and once they realize you've stopped and losing the right of use, they'll stop writing. I can't see that defaulting on a Mexican timeshare would have any effect whatsoever on your credit. Miss it goodbye and remember the good times you had there. DO NOT sign up for ANY upfront fee outfit. Mexican TSs have instituted unreasonable transfer fees, so even giving it away is nearly impossible.

Sorry for your health issues, we're all headed in that direction.

Best Wishes,

Jim

 

[suspenders]

Thank you. I just don't want it to affect our credit or at the end of our lives be some large amount due from our estate. The maintenance fees are $2600 a year (2 bedroom, 2 weeks)...and we just can't use the timeshares in Mexico. RCI charges transfer fees and to get what you might want you have to reserve 2 years in advance! It just doesn't work for us anymore and there should be a way out!

 

[suspenders]

Has anyone used AConsumerService or TimeshareExit Team? Or really ok to just stop paying and never use it again.

 

[Passepartout]

Thank you. I just don't want it to effect our credit or leave a large amount due from our estate.

Understood. Not to be too personal here, but what are you planning to need credit for, looking forward? If you did nothing, and booked vacations for your heirs to go and enjoy, after you both depart, your heirs can refuse the bequest. (No one is compelled to accept a negatively valued liability) We still recommend that the easiest, (as you said yourself, most trusted) way to end the MF is simply to stop paying. We have never heard of a Mexican TS reporting any one for stopping their MF payments.

 

[suspenders]

Understood. Not to be too personal here, but what are you planning to need credit for, looking forward? If you did nothing, and booked vacations for your heirs to go and enjoy, after you both depart, your heirs can refuse the bequest. (No one is compelled to accept a negatively valued liability) We still recommend that the easiest, (as you said yourself, most trusted) way to end the MF is simply to stop paying. We have never heard of a Mexican TS reporting any one for stopping their MF payments.

Well, I like your answer. However, Raintree Vacation Club has a PO Box 150, Scottsdale, Arizona. Originally the timeshare was for Westin Regina Resorts in Mexico. The Collection agency notices come from Concord Servicing Corporation, Scottsdale, Arizona. So, I'm not sure the company is U.S. or Mexico. It says a creditor or debt collector could receive a money judgement against us. There really should be a legal way to give it back to the company. I'm not asking for any of the original thousands I paid for this. Just want to stop paying the maintenance fees.

 

[chapjim]

Has anyone used AConsumerService or TimeshareExit Team?

Oh, please!! Don't chase bad money with bad money.

Do a search here on TUG for Timeshare Exit Team.

 

[PamMo]

There are others who have given away Raintree memberships on TUG. It looks like you might have an Emerald Membership - 160k annual points in one contract? That's a lot of points for vacations and someone might be interested in aquiring the contract if you're giving it away.

Do NOT throw good money after bad with one of those "exit" companies. Try giving it away on the TUG forum like these:

https://tugbbs.com/forums/index.php...a-160-000-annual-emerald.249979/#post-2016007

https://tugbbs.com/forums/index.php...ownership-158-000-points.259408/#post-2050320

I wish you good luck!

 

[taterhed]

Thank you. I just don't want it to affect our credit or at the end of our lives be some large amount due from our estate. The maintenance fees are $2600 a year (2 bedroom, 2 weeks)...and we just can't use the timeshares in Mexico. RCI charges transfer fees and to get what you might want you have to reserve 2 years in advance! It just doesn't work for us anymore and there should be a way out!

I'm sorry you're feeling blue about this.....it's understandable.

It's not a scam, it's a financial commitment that you can't/won't continue to pay. Again, with age and health, it's understandable.
As Jim said; you can probably default without worry. Probably zero hit to your credit, just some nuisance phone calls or letters.
After the owner(s) pass, the executor for the estate can simply inform the resort (with proof) that the RTU account is relinquished due to death, no more payments etc....

NO MONEY TO COMPANIES TO GET RID OF THE TIMESHARE!!! They are all worthless for the most part--especially so in this case. You don't care anymore? Then just stop paying. End of story.

You should post over in the Mexico boards (and search for raintree cabo; there are some active users there). There is probably some experience with owners that have terminated their RTU. Might even be someone who would be interested in assuming the points/payments if they could work a deal with the resort. You never know.....

Good luck. Don't be bitter. I had a boat: loved it with the family and good times, glad to see it go. Now, I have happy memories of vacations gone by.....and no more boat.
Happy memories are better than sour grapes any day!

cheers.

 

[suspenders]

I'm sorry you're feeling blue about this.....it's understandable.

It's not a scam, it's a financial commitment that you can't/won't continue to pay. Again, with age and health, it's understandable.
As Jim said; you can probably default without worry. Probably zero hit to your credit, just some nuisance phone calls or letters.
After the owner(s) pass, the executor for the estate can simply inform the resort (with proof) that the RTU account is relinquished due to death, no more payments etc....

NO MONEY TO COMPANIES TO GET RID OF THE TIMESHARE!!! They are all worthless for the most part--especially so in this case. You don't care anymore? Then just stop paying. End of story.

You should post over in the Mexico boards (and search for raintree cabo; there are some active users there). There is probably some experience with owners that have terminated their RTU. Might even be someone who would be interested in assuming the points/payments if they could work a deal with the resort. You never know.....

Good luck. Don't be bitter. I had a boat: loved it with the family and good times, glad to see it go. Now, I have happy memories of vacations gone by.....and no more boat.
Happy memories are better than sour grapes any day!

cheers.

Well, just to document that I no longer can use the timeshare, perhaps I should just send a note to the address at Raintree Vacation Club with my intent to vacate the use? The late fees add up every month that I don't pay the maintenance fee. Just wondering. Yes, we did enjoy our use of the timeshare early on. But they made it sound like it would be easy to transfer down the road, or rent it out and that is just not the case.

 

[Jan M.]

Please consider giving it away to someone here on TUG. If you have no plans to keep your RCI account either that could also be transferred saving the new person some money. Someone would probably like to have your timeshare and would be willing to pay the transfer and closing costs. Try listing it in Bargain Deals under the Buying, Selling, Renting forum.

 

[Passepartout]

Giving it away in Bargain Deals is certainly an option, but first find out what they charge to transfer the ownership. Many Mexican TSs charge exorbitant fees, as a 'poison pill' to kill resales.

 

[taterhed]

Well, just to document that I no longer can use the timeshare, perhaps I should just send a note to the address at Raintree Vacation Club with my intent to vacate the use? The late fees add up every month that I don't pay the maintenance fee. Just wondering. Yes, we did enjoy our use of the timeshare early on. But they made it sound like it would be easy to transfer down the road, or rent it out and that is just not the case.

I'm not a lawyer and my advice is just that, advice.

Two things:

• If a current owner or interested party was to approach the resort about transferring your weeks, I can only imagine that the resort would try to get the money any way possible. I'm not sure, but I don't think this resort is difficult to find for little cost.... It's worth a try. They want money. How they get it and how fast they get it probably influences the decisions. Let the new potential owners work with the resort--you have the option to just stop paying at any time....
• Finally, you need to make a decision at this point: sever all ties with the resort and stop communications now etc.... or keep up communications with the resort in an attempt to transfer the unit. Pick a date and make the call.

If you continue to communicate with the resort or answer calls etc... they will threaten and attempt to 'bleed you' for anything they can get. I'm pretty sure they see this all the time. When/if you do make the call to 'stop paying,' I would recommend a single communication (letter with tracking) stating that you will pay no more due to health, age and financial circumstances. Period. Others may give better advice.

Just my 2c

 

[Passepartout]

Re: your dilemma, Mexico vs. Arizona. To make this real simple. If there is a deed for your property, it's U.S. If there is no deed, it's a Right To Use, therefore, Mexican. They might put on late charges, but the only 'teeth' they have is to take away your use, and that's what you want anyway.

If it was me, and it's a RTU, I would default and not look back and happily throw their notices in the recycle bin.

Jim

 

[Karen G]

We had a discussion about this very subject on the Mexico forum and you can find it here: https://tugbbs.com/forums/index.php...lting-on-a-mexican-timeshare-purchase.273714/

I, too, would encourage you to try to give your timeshare away first if it's at all possible. If that doesn't work, then do whatever you need to do. But, don't pay anyone to get rid of it for you. You would likely be out whatever you pay them and you'll still own your timeshare.

 

[geist1223]

RVC is not your typical RTU Mexican timeshare. While RVC has several Mexican locations it also has at least 3 Resorts in the USA with Corporate Offices in the USA. So this is slightly harder to walk away from without financial repercussions. When I belonged to RVC all my dealings were with the offices located in the USA..

 

[T-Dot-Traveller]

My husband and I purchased a Westin Regina time share in Cabos years ago (1997), 2 weeks, 2 bedrooms which is now Raintree Vacation Club. . Apparently the contract is until 2026 or 2036 depending who I speak to.
?

I believe there are Club Regina Timeshares - that expire in 2026
These only include use of Club Regina in Cabo , Puerto Vallarta , & Cancun.

There are also Raintree Vacation Club as geist1223 posted :

RVC is not your typical RTU Mexican timeshare. While RVC has several Mexican locations it also has at least 3 Resorts in the USA with Corporate Offices in the USA. So this is slightly harder to walk away from without financial repercussions. When I belonged to RVC all my dealings were with the offices located in the USA..

I would find your copy of your contract and find out the actual details of your ownership .

 

[geist1223]

If you look at RVC's Web Site it list Cabo, Cancun, etc. If you physically go to the Resort all the signage, envelopes, etc refer to RVC. I believe but can not swear to it that all RVC Membership are RTU. Ours was good until 2046. We got it online for pennies on the dollar. We had a platinum membership that we gave to a friend for the transfer fees. In the USA their Resorts are The Miners Club Park City, Cimarron Golf Resort Palm Springs, Sand Castle Birch Bay, Club Regina Cancun, Club Regina Cabo, Casa Divina Oaxaca, Club Regina Puerto Vallarta, and Villa Vero Puerto Vallarta. They also have access to other Resorts as Associates or part of an Alliance.

 

[TUGBrian]

perhaps I overlooked it, but have you made any efforts sofar to contact the resort and surrender it back or ask them what the steps were to end your ownership?

or tried to give it away? these two options would seem like great ideas vs trying to research the legitimacy of a company that would ask you to pay them thousands of dollars upfront.

 

[Passepartout]

perhaps I overlooked it, but have you made any efforts sofar to contact the resort and surrender it back or ask them what the steps were to end your ownership?

or tried to give it away? these two options would seem like great ideas vs trying to research the legitimacy of a company that would ask you to pay them thousands of dollars upfront.

Both good suggestions that should be tried first before investing time, money, or mental energy of defaulting. I'm sorry I didn't mention it early in the conversation.

 

[Bwolf]

Agree with Brian. Pursuing the surrender and give away approaches should be the first order of business.

 

[T-Dot-Traveller]

Thank you. .... The maintenance fees are $2600 a year (2 bedroom, 2 weeks)...and we just can't use the timeshares in Mexico. ......out!

FYI- A TUG member and RVC owner - DonnaD - may have friends who are interested in a bargain / free contract / per her TUG posting earlier this spring .

I would find out the details of your contract .
1 ) Is it an RVC or a Club Regina ( 3 mexican properties only ) and the expire date of the RTU
2 ) How many points for the $ 2600 MF

With this information - you can then “ conversation “ her .

Donna is an RVC owner who spends the snowbird winter at Club Regina Puerto Vallarta .
She has friends who wish to spent more time in Puerto Vallarta .

She may be able to help you end your ownership - by putting you in touch with someone looking to acquire it at no charge . A win - win .

 

[DonnaD]

FYI- A TUG member and RVC owner - DonnaD - may have friends who are interested in a bargain / free contract / per her TUG posting earlier this spring .

I would find out the details of your contract .
1 ) Is it an RVC or a Club Regina ( 3 mexican properties only ) and the expire date of the RTU
2 ) How many points for the $ 2600 MF

With this information - you can then “ conversation “ her .

Donna is an RVC owner who spends the snowbird winter at Club Regina Puerto Vallarta .
She has friends who wish to spent more time in Puerto Vallarta .

She may be able to help you end your ownership - by putting you in touch with someone looking to acquire it at no charge . A win - win .

Hi, I have helped several people transfer unwanted memberships to other people who love wintering in PV at Club Regina.
It sounds like you have 160,000 point membership. Please find out the definite date that membership expires and whether it is Club Regina or a Raintree Vacation Club membership. Then I could reach out to people I know personally who may wish to accept your membership. How many points have you accumulated that have not been used? With this information, I can reach out to prospects. I do not charge a fee. I am just trying to help people who love being in warm and beautiful places during chilly northern winters.
Donna D

 

[silentg]

OP stated there was overdue maintenance fees? Will the resort take back the contract without charge?
If OP gives the week away does new owner have to pay overdue fees?
We owned two RTU weeks. First one we ended when the timeshare lease expired.
Other we gave back due to Resort being closed.
We have one more that expires in 2029. Going to keep that one as long as we can! I am interested in seeing the final outcome of this even though I don’t own Mexican timeshares.
Good Luck!
Silentg

 

[DonnaD]

Raintree charges you to give membership back if they take it back at all. To transfer membership, member has to pay delinquent fees plus $399. One doesn’t need a title company. Just a letter from seller and buyer and pay things up to date and pay transfer fee. They have a format letter of transfer that needs notarized and need ID photos of buyers and sellers, as I recall.