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I bought into this a few years ago and have never been able to take a single vacation. Have 2.5 year left on the mortgage (which isn't listed on my credit report). Maintenance fees are ridiculous. Can't sell, no one wants it even for a $1. Charitable organisations don't want it either. Company...
Club Wyndham Plus / Geo Holiday
105,000 Club Wyndham points biennial odd years. For those familiar with Geo this is equivalent to 15,000 Geo credits.
Geo dues are $483US and Wyndham Club fee is $147 = $630 annually. 2017 fees are paid and all points/credits are available now.