• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 29 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered!
  • TUG started 29 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Check out our happy birthday post here: Happy Birthday TUG!
  • check out these member submitted options for a new TUG logo to be offered for members and given away during TUG contests! which one would you wear? TUG new logo poll - please vote
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Come check it out for a chance to win a Free TUG membership (or renewal) just for helping out!

    Read more here
  • TUG has now saved timeshare owners more than $19,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $19 Million dollars
  • Our 2022 Timeshare Survey is now complete and the full results as well as our expert and witty analysis of each question is available here: Here We hope you enjoy reading the results as much as we did!
  • Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
  • Sign up to get the TUG Newsletter for free! 50,000+ subscribers! Latest resort reviews and the most important topics discussed by owners during the week!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
  • A few of the most common links here on the forums for newbies and guests!


  1. P


    Has anyone experience of foreclosure? How long after defaulting did the timeshare company foreclose? And what was the process?
  2. J

    Successful Removal of foreclosure from credit before the 7 year?

    Hi All, I made a huge mistake in 2015 in purchasing a timeshare from Silver Leaf resorts. I was single, no kids, and had a large amount of disposable income. My situation changed about a year later as I went back to school full time to get my bachelors degree. I defaulted on my payments and...
  3. Y

    Advice needed - walk out of mortgage tied to HGV Florida T/S

    Hello, I'm a 22yr old non-resident alien resided within the US, in 2019, I was hyped by salesman along with my parent's approval of it (it was really dumb of me to not do any researches first, which is my fault). Up till now, I did not realize that this was a corporate scam and now I'm unable to...
  4. M

    Letting timeshare foreclose

    I have week 44 at Williamsburg Powhatan Resort (2 br lockoff). I purchased on Ebay in 2006 and most often have traded in to RCI for 2 weeks and vacationed elsewhere. Due to familiar obligations, children are grown, and our advancing years, we are no longer able to take advantage of yearly away...
  5. I

    Walked away from HGVC

    We got out of our HGVC timeshare in 13 months. After a year of having it and never using it we tried to sell it and was told it's was only worth $3k at the most and we paid $25K. We financed $22K through Hilton. We had a 2 bed 2 bath at Par Soleil. After hearing this I stopped paying and...
  6. I

    Foreclosure reported? Sheraton

    Hello, I came across this site when trying to research and get questions of my own answered about my Sheraton timeshares; I actually have 2 one in Florida and the other in the Bahamas. I was wondering if anyone knows if I stop paying my maintenance fees and if it was foreclosed on would it end...
  7. L

    Need SC Attorney for Wyndham Loan Default

    Does anyone know a good, reasonably-priced SC attorney that can handle my Wyndham timeshare loan that went into default/possible foreclosure during my marriage separation. Resort Funding will no longer allow me to send in payments and no one is communicating with me from Wyndham. Thanks.
  8. M

    Unpaid Maintenance Fees

    We are in the process of trying options to give away our week at Maverick in Ormond Beach. (Thanks for the good advice in this forum - we are posting on the boards here and have contacted the HOA). But, I have a general question that I'm having trouble finding an answer to. We do not have a...
  9. B

    [2018] So I want out. And don’t care about my credit.

    Before I get into the nitty gritty of it, I have read a lot of threads pertaining to this subject. I also have looked into the laws of the state in which my timeshare is in. I have a deeded Westgate timeshare in Florida. I want out. I know I won’t get my money back. I’m a Canadian citizen, I’m...
  10. 2

    Anyone had luck deeding-back to Spinnaker (Hilton Head)?

    We have a 3-BR unit at the Cottages on Shipyard Plantation. We've only been there once since we bought it, and are now unable to travel at all. We've tried selling, giving it away, to no avail. The kids don't want it either. A couple years ago it seems there was a new rule put in place that in...