I just had this discussion with someone on another travel site.
At the speeds I drive, I'm walking away from any crash I'm potentially going to be involved in. Thanks to a good insurance policy, it will be, at best, a minor inconvenience. I rarely get all the way up to 35mph. And maybe twice a year will I hit 50mph. Driving on the Big Island is almost like having an governor on your throttle.
If a tourist helicopter mast bumps and there's massive rotor damage, that thing has the glide ratio of a brick. And "where t'hell did this weather come from" is common statewide, but particularly Kauai.
Instead of "afraid to live," I look at this as risk vs. reward. What's the risk? What am I getting for this risk? In the case of Hawaii tourist helicopters, that answer is "a photo that I could get on a boat or by hiking."
We have a crash nearly every year, with six happening in 2018 -- during the last big Kilauea eruption. People wanted to see lava flowing into the sea. But people on boats were being injured by flying debris. Flying a helicopter into nature's flak storm seems foolhardy to me.