clifffaith
TUG Member
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Father and son advisors both know us.Hoping this brings you some peace of mind - all banking employees are trained in Elder Abuse. Financial Advisors may have the same sort of training. I would think if you have been with your FA any time at all, a simple phone call and/or email would be appropriate.
On the other hand, when a financial employee hears from the "children" or other relatives who are typically younger, a red flag goes up. Over the years I've taken the craziest phone calls of this nature and in those cases, the POA means diddly squat which is what may have happened to the other person who responded about her mother. Your accounts are Joint. You won't have any say on any Individual accounts such as his IRA, but the rest? Yes! You do have a say!
There's a big difference between calling in as an unknown person to a financial institution (a lot of times it's a Call Center) and actually having a personal relationship with an employee. I trust yours is the latter?
