I'm shopping around for HRC (deeded weeks) or HPC (portfolio points, *not* platinum) resale opportunities, and I'd like to understand better the pros and cons of each one. The conventional wisdom on these boards seems to be that a deeded HRC week is better than HPC. However, I'm not likely to use any one deeded week, and will instead convert it to points in any case. I'm looking at HRC resales up to a $2-3k price point, so even in this case, not counting on any future resale value.
Here are my questions:
1. Am I right in thinking that HPC may be better for stays under a week? The HPC point chart gives daily point values. If I buy HRC or HPC, most likely I'd like to do several shorter stays (mid-week 3-4 day stays) at Wild Oak Ranch, San Antonio and maybe some of the Colorado resorts that they have.
2. The current MF for HPC seems to be about $1.4 per point. Some HRC listings seem to show lower MF, but maybe that's because they are from 2023?
3. Most of the documentation that I see for HRC and HPC has exceptions for "non-authorized resale owners", in that they are treated as the lowest tier. Are there any particularly bad provisions for "non-authorized resale owners" in either HRC or HPC that I should be aware of? For example, higher fees, etc. I know one "benefit" that is lost is exchange to WoH, but that's very bad value anyway (even the HPC sales rep iterated that!).
4. I know HRC owners get a discount when booking one of the resorts through hyatt.com (using the HRCOD code). Does this also apply to HPC owners?
Thanks for help! I'm sure some of this has been discussed before, but things seem to change a lot from year to year, so I'd like to get the most recent opinion of the TUG hive mind.
Here are my questions:
1. Am I right in thinking that HPC may be better for stays under a week? The HPC point chart gives daily point values. If I buy HRC or HPC, most likely I'd like to do several shorter stays (mid-week 3-4 day stays) at Wild Oak Ranch, San Antonio and maybe some of the Colorado resorts that they have.
2. The current MF for HPC seems to be about $1.4 per point. Some HRC listings seem to show lower MF, but maybe that's because they are from 2023?
3. Most of the documentation that I see for HRC and HPC has exceptions for "non-authorized resale owners", in that they are treated as the lowest tier. Are there any particularly bad provisions for "non-authorized resale owners" in either HRC or HPC that I should be aware of? For example, higher fees, etc. I know one "benefit" that is lost is exchange to WoH, but that's very bad value anyway (even the HPC sales rep iterated that!).
4. I know HRC owners get a discount when booking one of the resorts through hyatt.com (using the HRCOD code). Does this also apply to HPC owners?
Thanks for help! I'm sure some of this has been discussed before, but things seem to change a lot from year to year, so I'd like to get the most recent opinion of the TUG hive mind.