• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 30 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 30th Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $21,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $21 Million dollars
  • Sign up to get the TUG Newsletter for free!

    60,000+ subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

year round travel insurance

zcrider

Tug Review Crew: Rookie
TUG Member
Joined
Jul 25, 2009
Messages
310
Reaction score
2
Points
228
Anyone on here have a year round travel insurance plan? Have you ever filed a claim? How much is it and is the price for a single person or family?
Thanks I have been looking on line and see there are companies that sell this, but I know nothing about them. Thanks!
 

DeniseM

Moderator
Joined
Jun 6, 2005
Messages
58,005
Reaction score
9,562
Points
1,849
Resorts Owned
WKORV, WKV, 2-SDO, 4-Kauai Beach Villas, Island Park Village (Yellowstone), Hyatt High Sierra, Dolphin's Cove (Anaheim)
Last edited:

klpca

TUG Review Crew: Veteran
TUG Member
Joined
Sep 11, 2006
Messages
8,400
Reaction score
7,499
Points
749
Location
CA
Resorts Owned
SDO, Quarter House, Seapointe, Coronado Beach, Carlsbad Inn, Worldmark
I was looking into this and it sure looks like it is affordable, especially if you own multiple weeks. One thing that I noticed was that it doesn't cover get-away weeks or extra-vacations. It only covers your home resort use or a week that you get by exchanging your home resort. From their timeshare FAQ's:

10. What about “Bonus time”, “Get-away’s”, and other cash based trips?

This plan applies only to trips where your annual Timeshare usage by points or dues is allocated and used for that trip. Discount trips that you can access via your membership, yet pay for with cash, like Bonus Time, Get-aways, and other cash based trips are not covered. You can affordably cover them with our Leisure Plan.


I'll still probably get a policy.
 

stugy

Tug Review Crew
TUG Member
Joined
Jun 8, 2005
Messages
544
Reaction score
0
Points
376
Location
Delmont, Pa
We have CSA that we purchase through Dial an Exchange. Very affordable. I think maybe around $35 a year and it covers all our vacations. Yes, we have filed claims. We were stranded in the big snowstorm in Pgh 2 years ago in Feb. We spent 2 nights in a motel and lost our first 2 days at our resort in PV. We received compensation for the motels and meals and 2/7ths of our maintenance fee.
This past summer we had 2 weeks on the OBX when the hurricane hit. Our son was using one week (one unit) and we were using the other. We lost 3 days vacation and he lost 2. We received a check for over $500 as compensation. You can't beat this insurance. It also covers medical emergencies and I believe even if one has to be life flighted back to the US. Of course you pay the provider first and then file a claim.
 

bobpark56

TUG Review Crew: Expert
TUG Member
Joined
Feb 3, 2008
Messages
1,706
Reaction score
380
Points
444
Location
Gibsonia, PA (just north of Pittsburgh)
Resorts Owned
Westin Lagunamar, Westin Aventuras, Marriott Grande Vista, Sandos Caracol, Festiva, Diamond Resorts (Hawaii Collection)
HTH

My wife & I have HTH Worldwide Insurance Services TravelGap Silver. We have not used it, and hope we never have to. I bought it because it seemed to address our travels and concerns re emergencies better than other plans. Cost was $179 for one year. It is not restricted to a single timeshare chain...or even to timeshares at all.
 
Top