I am not that familiar with the recent changes with Wyndham/RCI. Is it even worth depositing the 31,000 points into RCI, when it takes 74,000 to books a Studio in Quiet season? If I deposit the 31,000 now, and next year make another deposit into RCI, can I then combine both deposits to book a week through RCI? What are the associated costs? I am out of transaction reservations so I would I have to pay a Wyndham fee to make the 31,000 deposit? If so, how much?