Oh Brett, that's what fascinates me about you. You are simply incorrigible my friend.
I do enjoy your sarcasm as I hope you do mine. Many others though have used that exact term as well, in order to bring to light the ever increasing pricing and desire to make one's family happy at whatever cost. Here are just a few published articles.
"How To Go To Disney World Without Taking Out A Second Mortgage"
"You can take a Disney vacation without needing a second mortgage on your house."
"Let’s be clear, though: You can absolutely have an amazing Disney trip without feeling like you need to take out a second mortgage."
"Rather than selling a kidney or taking out a second mortgage to finance your trip, try staying at one of these Orlando resorts."
"Planning a trip to Aulani, Disney Resort and Spa and wondering how you can avoid cashing in your 401(k)or taking out a second mortgage just to pay for it?"
"And there are tricks and tips to make any first visit or rare visit to Disneyland easier, more enjoyable and more affordable so you don’t need to take out a second mortgage."
I would certainly hope not one person would take out a second mortgage, sell a kidney or cash in their 401(k), but it does bring home the point, wouldn't you say?
I suppose however, it could happen, as you say.