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1. Read the ad to make sure this is Wyndham point, the ad should tell you the home base, the point use year, and say Wyndham point or FSP point or Fairfield Plus point, and the point range does in the range. If you can not tell, don't bid, or get the contract number and call resort to verify it.
2. Read detail, see when is use year start, and is it Every Year or Every Other Year. A lot of Every Other Year is buried.
3. Figure out if it is converted week or UDI resort. the www.forums.atozed.com's MF when pull will tell you. If resort is UDI, the MF is per K point, if it is converted, it is fixed per unit. If resort is mixed, I will ask for contract number and call the resort. If it is floating converted week, I will want to check the week it floating over. Mostly it probably is a bad floating week.
4. see what does final purchase price include. Check the MF the seller ask you to reimbuse. If you have no idea about the payment difference between converted week, UDI yearly payment, and UDI monthly payment, you need first study them. eBay is fixed term, if I saw MF and does not think it is reasonable, it equals my bidding is starting at that amount. So my final amount will be reduced by that much.
5. find out who is the seller, that gives you some idea how long it may take, and you get better feeling how much usage the point to you. And the longer they are, the more risk you take. If the seller is less than 50 feedback, I will look a the closing company. If it is not PCC associated, or if you can pick, it is best.
I don't usually look at the MF list on the eBay, they usually mean very little. And most of the time, it is error. I usually have some reasonable idea about the region I am look at. But you should check with resort about the MF.
If you have no idea about the resort, you need first call them, check it out, it gives you a feeling how well the resort is managed. If not feel good, don't bid.