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What to buy?

zikeous

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Jul 27, 2024
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1) Is there a vacation destination you wish to visit most of the time or on a regular basis? if so where?
I usually travel to NYC fairly often and my family visits it as well.

2) Do you want to visit your home resort at least half the time, or do you want to trade more than half the time?
I will probably be using it half the time

3) What are your 5 top trade destinations?
Mostly Middle East Destinations

4) How many people do you usually travel with - total, including yourself?
Up to 6 people

5) Can you travel any time, or are you locked into the school schedule?
I follow a school schedule but usually take small little getaways over weekends

6) Can you make firm plans 12 or more mos. in advance?
Yes

7) Can you vacation for a full week at a time?
During the summers or winters when school is off

8) What level of accommodations do you prefer on a scale of 1 to 5 stars?
Who doesn't like 5 stars

9) How much can you afford to spend upfront, without financing?
5k
10) How much can you afford to spend every year for a maintenance fee that will come due right after Christmas, and increase each year?
3k
11) Are you a detail oriented planner?
No I usually make plans after I reach my destination
12) Do you understand that once you buy a timeshare, it may be very difficult to sell or give away, and you are responsible for all fees, until you do?
Yes

A month ago I went to a HGVC timeshare meeting. I had an idea of timeshares before but did not really care for them as I knew it was very expensive buying straight from a developer. After the meeting, I really liked the concept that HGVC has with points that allows more flexibility with booking a vacation week. So I travel to NYC pretty often and found a HGVC timeshare at W57th St for resale at a very affordable price that gives 12800 points per year and is platinum season access. There is another HGVC timeshare in Las Vegas at the Trump Tower for about 1k cheaper in both annual MF and sale price but offers 16800 points per year. What I understood from the timeshare meeting is that more points is better since I would also be able to switch my HGVC points into HH honor points which is great since I also travel in the Middle East often. So is it better to go with the HGVC timeshare in Las Vegas even though I travel to NYC more often?
 
this is going to get into hgvc specific questions so maybe post there

I own at W57th but be aware there is no single room there which will let you have six people. You will need two rooms for that.

W57th charges $85 if you stay fewer than four nights.

Owning there gets you access to the lounge for breakfast and light supper, and a much earlier reservation window. We like it there and go 1-2x per year and will probably go more or for longer when we work less.
 
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