Jane,yes you would have to pay I think its only $25.00 for the gold.
If you are a member of II and want to use Getaways you would save $25.00 on each unit you get.
I believe there are some other discounts but not sure except the coupons which we have used in our home town like pizza.
We have had gold for three years and have not taken a getaway so we may not renew for the gold next time.
This is a choice and no you do not have to get it!
PHIL