My first day as a new TUG member (and new to HGVC, too!)
Hi everyone! After being an off-and-on guest on TUG, I decided to join today.

My husband & I purchased a HGVC timeshare on Hawaii's Big Island less than a year ago and haven't had a chance to use our HGVC membership or "bonus points" yet and we need to get movin'! Like other newbies, I find the whole timeshare thing a bit overwhelming and confusing. TUG, thanks for having a forum specifically for those interested in Hilton /HGVC!
If you are a HGVC member who has any words of wisdom with the best way to use the bonus points we were given upon purchasing, we're all ears. I have done some homework on it and it appears we'd get the most for our points by using them up at the HGVC resorts (versus having them turned into HHonors points, booking a cruise, car rentals, ...). However, there aren't that many club resorts in their portfolio considering they have multiple properties in Florida and Vegas.
Also, if anyone has exchanged their bonus or club points for an exchange in RCI we would welcome any tips!
We have a lot to mull over

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Thanks!