Those MF’s are on par with some of the HGVC resorts. I paid a total of $1269. That’s including $182 for the club dues. I own a 2 bedroom platinum at The Flamingo.
Florida MF’s are generally pretty high. They have to deal with very humid conditions, they need hurricane insurance and the property taxes are very high. Las Vegas has very dry air, low property taxes and no hurricane insurance. The resort upkeep is much less in the dryer air of Vegas than the wet, humid conditions of Florida. An owner of a HGVC Seaworld 2 bedroom paid $236 in property taxes per week this year. I paid $37 for a 2 bedroom in Vegas. That’s a $200 savings on your a MF’s. My guess is if you looked at the deed your purchasing in Florida and compared it to a Grandview deed, the difference in property taxes would be like the HGVC taxes. It just costs less to own in Vegas.
That $400 entrance is pretty good, but for $1200 (and you can negotiate that lower), you get almost double the points and ~$300 cheaper MF’s. On an EOY account, you can make up the difference in costs in 6 years.
Another factor that many potential TS owners overlook is being able to divest yourself of your TS. Life happens and if you need to get rid of your TS, you want to make it as easy as possible. That Grandview deed will be much easier get out from than a Florida RCI points deed.
One last piece of advice, spend the $15 and join Tug. You get access the member driven reviews. That alone is worth the $15. Especially if you are planning on using those RCI points, the reviews make it easier to choose your resort. You also get access to the rare sightings forum. That’s a place where members post about any openings at highly sought after resorts. You can even extend your membership by writing reviews! I consider it the best $ I’ve spent timesharing.