cat98037
TUG Member
How is an owner contract enforced regarding MF's if a contract never existed? The only signed document I have that might exist is a transfer request. (RTU and I bought resale on eBay) I am considering walking away if their is no such contract. I've read about the intense collection calls, etc...Most harrassment calls/letters can be legally stopped. I've read about dings on credit reports. If you reseach FICO forums, a collection agency can not report on you if they can not prove you are legally obligated to that debt, ie; MF's. If the CA's have no paperwork, this can not be reported and very easily disputed and removed from all reporting credit bureaus. It is a fairly easy process to challenge any collection agency if this were to happen. Has anyone had any experience with refusing to pay MF's and actual credit bureau reporting on a resale from eBay?