Hi,
When we were there in August, VV did not provide complimentary transportation to the Disney parks (unlike Vistana Resort). We didn't get to Universal on that trip so I'm not sure about that one.
There was a cost involved for their shuttle to Disney and we found it more economical to pay for parking the rental car at Disney (10 dollars per day and you can repark at other theme parks within Disney without repaying the parking fee). Also, it takes a little bit to get over to the parks from VV, so flexibililty was a concern negated by parking the rental car.
You might call them to see if it's still that way now.