wysiwyg183
newbie
- Joined
- Mar 17, 2012
- Messages
- 6
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Greetings,
My husband and I just returned from a Westgate Resort in Gatlinburg, TN; the resort and area were absolutely beautiful. Caught up in 'vacation bliss' we were talked into purchasing a foreclosed 1-bedroom cabin for about $6500. The sales people supposedly worked out a deal where they took the money we paid to stay there ($204) and $300 (paid with debit card), and setup a 2-month payment plan ($265/month) to pay off the down payment. Beginning in June our monthly payment would be $115/month for 10 years, we were looking to pay it off within a year.
We have been to a lot of presentations and managed to walk away however these sales reps were very skilled at persuading you to purchase. They really got me with the 12-week getaways and the cruise. We are really thinking about canceling the transaction since we are still within the 10-day grace period. If we send all the materials back do we stand a chance of getting our $300 back or do we have to write it off as a lost.
They also put us down for the odd years so our maintenance fees only have to be paid during those years (allegedly). One thing that was a little awkward is after we agreed to the odd years, they tried to get us to switch to even years, why I don't know.
Also, being new to timeshare ownership was the amount we purchased at $6500 a bad price or a deal? My family and I travel about 3-4 times a year.
Thank you for your feedback.
My husband and I just returned from a Westgate Resort in Gatlinburg, TN; the resort and area were absolutely beautiful. Caught up in 'vacation bliss' we were talked into purchasing a foreclosed 1-bedroom cabin for about $6500. The sales people supposedly worked out a deal where they took the money we paid to stay there ($204) and $300 (paid with debit card), and setup a 2-month payment plan ($265/month) to pay off the down payment. Beginning in June our monthly payment would be $115/month for 10 years, we were looking to pay it off within a year.
We have been to a lot of presentations and managed to walk away however these sales reps were very skilled at persuading you to purchase. They really got me with the 12-week getaways and the cruise. We are really thinking about canceling the transaction since we are still within the 10-day grace period. If we send all the materials back do we stand a chance of getting our $300 back or do we have to write it off as a lost.
They also put us down for the odd years so our maintenance fees only have to be paid during those years (allegedly). One thing that was a little awkward is after we agreed to the odd years, they tried to get us to switch to even years, why I don't know.
Also, being new to timeshare ownership was the amount we purchased at $6500 a bad price or a deal? My family and I travel about 3-4 times a year.
Thank you for your feedback.