Trying to understand how I lost an exchange that I've looked constantly for! I had a 2 bedroom Surf club exchange today for Spring Break week. Got all the way to the payment page and I kept getting an error.. it said call your home resort. I called II and they said nothing is wrong with my deposit and they are sorry. So incredibly disappointed. I was on cloud 9. How does that happen? Could more than just me have that week on hold and someone beat me to the payment page? I just don't understand. It's never happened before.