Last year I switched from my Orlando International drive resort to Las Vegas strip looking to lower my MFs and was also lured into bying more points (before I have learned about TUG and resale! ). My Dad owns 14,000 points @ seaworld and was asking me if there are any real savings if he switches to las vegas. in my case I believe that the included insurance costs are lower (no hurricanes in vegas!) and perhaps taxes. Any truth in this? Can anybody tell me how hard is for him to switch? is it worth it?