JustWantToBuyAHome
newbie
- Joined
- Oct 14, 2021
- Messages
- 8
- Reaction score
- 1
- Points
- 3
- Resorts Owned
- Silver Leaf- Orange Lake Berkshires
Hi All,
I made a huge mistake in 2015 in purchasing a timeshare from Silver Leaf resorts. I was single, no kids, and had a large amount of disposable income. My situation changed about a year later as I went back to school full time to get my bachelors degree. I defaulted on my payments and ended up being foreclosed on. Fast forward to now- I’ve completed my degree and started a family-and would like to purchase a home. According to the mortgage lender My credit score is 741 but no one will give me a loan until 10/2023 when this foreclosure will come off.
I’m just wondering if anyone has had any luck in disputing their foreclosure prior to the 7 year date?
i know sometimes people are successful having things removed early since the companies don’t always keep the original paper work-making proving the original debt impossible. Has anyone be able to do this with Silverleaf/Orange lake? I was hoping since they became part of the holiday inn company that paper work might have gotten destroyed/lost.
Thanks in advance.
I made a huge mistake in 2015 in purchasing a timeshare from Silver Leaf resorts. I was single, no kids, and had a large amount of disposable income. My situation changed about a year later as I went back to school full time to get my bachelors degree. I defaulted on my payments and ended up being foreclosed on. Fast forward to now- I’ve completed my degree and started a family-and would like to purchase a home. According to the mortgage lender My credit score is 741 but no one will give me a loan until 10/2023 when this foreclosure will come off.
I’m just wondering if anyone has had any luck in disputing their foreclosure prior to the 7 year date?
i know sometimes people are successful having things removed early since the companies don’t always keep the original paper work-making proving the original debt impossible. Has anyone be able to do this with Silverleaf/Orange lake? I was hoping since they became part of the holiday inn company that paper work might have gotten destroyed/lost.
Thanks in advance.