Start date for max TPU's

[JPD]

Can someone tell me what the start date is to get max tpu's for my June 2013week? My maint fee's are due in Jan 2013, and my week is June 2013. So does the clock start 9 months before Jan, or June? Tried to call my resort, but I'm on hold for a long time. Thanks

 

[DaveNV]

If I understand your question, max TPUs are given if the week is deposited at least nine months before the check in date for the week's use.

What I've done with one of my ownerships (a floating week) is reserve a week for the next use year for purposes of depositing. They had me prepay the current year's maintenance fees, and gave me the reserved week for deposit purposes. When the next maintenance fee was issued, I just paid the difference between what I had prepaid, and what the MF currently are. It allowed me to deposit far enough ahead to get max TPUs.

Either way, you'd need to talk to whoever handles reservations at your resort.

Hope this helps,
Dave

 

[MichaelColey]

Yes, it's 9 months before CHECK IN date. So if you're depositing a June 2013 week, you have to deposit it by September 2012 to get maximum trading value. If your maintenance fees aren't due until January 2013, you'll probably have to pay them (or an estimate) early (depending on your resort) in order to deposit that early.

FWIW, if you deposit 6-9 months in advance, you still get 95% of the trading value. From 3-6 months, you get 90%. 1-3 months gives you 80%.

 

[jlwquilter]

The other thing to keep in mind is that RCI's use of the term 'max TPUs' is a little loose. It means max for the moment you are looking at - not from now until check in date. What that means to us is that RCI can, will, and does change an assigned max value. So 'max' is not an absoulte value but one assigned at a given moment in time so depsoit percentages can be calculated.

Example (real life): max TPU is 26 for my high summer small studio on Cape Cod, depositing 18 months out. At 12 months out, max TPU is 24. I still get the 100% of the 24, but I also still miss out on 2 TPUs I could have gotten if I had deposited at 18 months.

So far RCI has made 'surprise' deposits of X number of TPUs when a max TPU increases over what was orginally given when an earlier deposit was made. I have received deposit credits of 1 and 2 TPUs a long time after I made a deposit. RCI has not made, to my knowledge, any formal statement or policy regarding these type of post-deposit adjustments. I think they are doing them to keep people depositing early - so there isn't an early deposit penalty. I think RCI remains mute on the topic so they can stop doing it at any time. Of course having people deposit early locks them into RCI, gives more time for more exchanges (revenue generation), keeps the exchange (and yes, rental) inventory fresh, etc.

 

[MichaelColey]

The "maximum" TPU fluxuates up and down, so I don't think there's any guarantee that you'll receive more at 18 months than at 12 or 9. Sometimes it's less. But, as you pointed out, RCI does seem to be good about proactively making adjustments if something you deposit gets adjusted up later.