Oh, and my totally free sage advice echoes the wisdom of Flyertalkers: Don't hoard miles/points!!!! Use your miles/points as soon as you can in order to maximize your return on them because they'll NEVER be worth more than they are today. And don't buy timeshares with the expectation that you'll convert them to hotel points because there is a negative correlation to MFs. As your MFs increase, your return will decrease, even if the award charts remain static and most especially when the award chart is adjusted!
Folks who bought Starwood and Marriott TSs are learning this lesson the hard way. If you buy a TS from the developer, you should assume that the amount of points you'll get for converting your TS will remain static. Net result is that over time the conversion will get you fewer and fewer hotel stays.
Which, of course, means that buying from the developer makes less and less sense. Resale rocks!