- Joined
- Jul 13, 2015
- Messages
- 6,781
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- 9,968
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- 499
- Location
- Florida
- Resorts Owned
- Hgvc Anderson, Blue Ride Village Resort
My mom has traditional Medicare and there has never been a doctor she has gone to that didn’t accept it. She has been to the best doctors. What I like about it is she can choose the doctor versus having to choose one in a network. She does buy a supplemental plan to cover the 20%.However, the doctor(s) still need to accept Medicare patients.
Now what I have learned about medical insurance this year......it is so unfair. My other half had a bad long deep cut in his leg that happened from a freak accident and had to go to the emergency room for stitches and staples.
He already pays a very high premium for the affordable health care plan. His deductible is so high and he is on the silver plan, between deductible and co payments so far he received bills of almost $5000 that he has to pay.
All I know is I pay full cost on an insurance plan that my deceased husband use to be on. I get the luxury of staying on it as long as I pay full cost of what the company pays, and it is a luxury. In eleven years my premium has only gone up $60 and I only would have to pay $500 if the accident happened to me plus I am able to see any doctor I want and he cannot.
Meanwhile my current other half’s insurance costs 3x of what mine costs plus all these deductibles and co payments. And he still has a few more thousand toward the deductible if additional bills come in.
To add injury to insult, he is retired military and eligible for Tricare and the system failed there too. With all the forms and calls to apply for his pension no one told him he had to apply for Tricare before his retirement date. Being the paperwork went back and forth many times because the helpline kept sending wrong forms, wrong info, missing forms, delays occurred. Now months after his retirement date they are so behind with processing and told him until he is approved for his pension he cannot go on Tricare. Thus all these medical bills wouldn’t have happened if he was on Tricare like he was supposed to be. Ugh.