• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 30 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 30th Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $21,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $21 Million dollars
  • Sign up to get the TUG Newsletter for free!

    60,000+ subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Snowbird: New Yorker living in Florida during Nov.-April

fieroman

Guest
Joined
Jun 6, 2005
Messages
41
Reaction score
4
Location
Binghamton,NY
Pros & cons changing to Florida residents.Worried about car insurance for 2 cars mostly.Not worried about no income tax in Fl.because I'm a retired NYS emp[loyee paying no state income tax.
 

goaliedave

Guest
Joined
Jan 5, 2019
Messages
1,298
Reaction score
854
Resorts Owned
Raintree, Diamond (bought by Hilton), Shell (bought by Wyndham), Sheraton (bought by Marriott), Palace Resorts, a few independants
Resident discounts! Huge savings for a golfer.

Sent from my SM-A505G using Tapatalk
 

TheTimeTraveler

TUG Member
Joined
Jan 23, 2008
Messages
6,084
Reaction score
2,963
Location
Florida
Pros & cons changing to Florida residents.Worried about car insurance for 2 cars mostly.Not worried about no income tax in Fl.because I'm a retired NYS emp[loyee paying no state income tax.



I don't have the answer to this but I would think you may be able to cancel or suspend your car registration for six months each year ?

Unless of course you are taking the cars to Florida, and in that case you would keep them registered in the State in which you claim residency (i.e. New York).



.
 
Last edited:

WinniWoman

TUG Review Crew: Veteran
TUG Member
Joined
Jul 16, 2010
Messages
11,026
Reaction score
7,258
Location
The Weirs, New Hampshire
Resorts Owned
Innseason Pollard Brook
My brother just did this and he registered his cars (previously registered in NY) in Florida and got Florida drivers licenses. He has a house in Florida he aims to have as his main residence and a house in NY he is trying to sell. He intends to maybe rent in NY a few months per year or buy an apartment for his snowbirding.
 

silentg

TUG Review Crew: Expert
TUG Member
Joined
Jul 17, 2005
Messages
6,212
Reaction score
3,296
Location
Central Florida
Resorts Owned
Fitzpatrick's Castle Holiday Homes,
Enchanted Isle.
Lots of snowbirds use Florida as their main address. Especially ones who spend more time in Florida than other states. We are full time Florida residents, been for 32 years!
Silentg
 

WinniWoman

TUG Review Crew: Veteran
TUG Member
Joined
Jul 16, 2010
Messages
11,026
Reaction score
7,258
Location
The Weirs, New Hampshire
Resorts Owned
Innseason Pollard Brook
Lots of snowbirds use Florida as their main address. Especially ones who spend more time in Florida than other states. We are full time Florida residents, been for 32 years!
Silentg

Like your new photo!
 

Talent312

TUG Review Crew: Veteran
TUG Member
Joined
Jul 4, 2007
Messages
17,655
Reaction score
7,518
Resorts Owned
HGVC & GTS
Pro: Disney discounts. Homestead RE tax exemption.
Con: If you meet the state criteria for a resident, you'll need a FL DL, and transfer title & register your car.
 

rapmarks

TUG Review Crew: Elite
TUG Member
Joined
Jun 6, 2005
Messages
9,830
Reaction score
5,026
No matter what your politics are, your vote counts in Florida
Hmmmm, waiting in line to vote for two hours, after pools should be closed and national election results are already determined. One party getting 95 percent of vote in our district. It counts as a statistic, but not determining who wins.
 
Joined
Sep 24, 2011
Messages
3,084
Reaction score
1,289
Location
Deltona Florida
Essentially, to qualify to be a Florida resident, you must spend at least half the year in Florida. Figure 183 days. You could buy a nice home for the price you get from selling your NY home, and for the 183 days you're not here, you can rent it out on VRBO or the like.

TS
 

WinniWoman

TUG Review Crew: Veteran
TUG Member
Joined
Jul 16, 2010
Messages
11,026
Reaction score
7,258
Location
The Weirs, New Hampshire
Resorts Owned
Innseason Pollard Brook
[response to deleted post, deleted]
 
Last edited by a moderator:

Gypsy65

TUG Member
Joined
May 11, 2019
Messages
821
Reaction score
785
Resorts Owned
HIVC
Check your car insurance coverages and where you need to plate them

Our neighbor is from NJ and for several years he plated in NJ as well as insured there but kept a car here
They only come down for 2 months and he recently found out that if his house burned down with the NJ car in it that he would not be covered since the car was here year round so he switched that car and it’s insurance to Florida
He also changes his bank and electric bills to Florida just before coming each year and is able to get Florida resident discount passes for the parks
 

rapmarks

TUG Review Crew: Elite
TUG Member
Joined
Jun 6, 2005
Messages
9,830
Reaction score
5,026
Check your car insurance coverages and where you need to plate them

Our neighbor is from NJ and for several years he plated in NJ as well as insured there but kept a car here
They only come down for 2 months and he recently found out that if his house burned down with the NJ car in it that he would not be covered since the car was here year round so he switched that car and it’s insurance to Florida
He also changes his bank and electric bills to Florida just before coming each year and is able to get Florida resident discount passes for the parks

Surprised he gets discounts at parks because they asked for photo id proving Florida residency.
 

Luanne

TUG Review Crew: Expert
TUG Member
Joined
Jun 6, 2005
Messages
19,523
Reaction score
10,416
Location
New Mexico
Resorts Owned
Maui Lea at Maui Hill
San Diego Country Estates
[response to deleted post, deleted]
 
Last edited by a moderator:

Luanne

TUG Review Crew: Expert
TUG Member
Joined
Jun 6, 2005
Messages
19,523
Reaction score
10,416
Location
New Mexico
Resorts Owned
Maui Lea at Maui Hill
San Diego Country Estates
Essentially, to qualify to be a Florida resident, you must spend at least half the year in Florida. Figure 183 days. You could buy a nice home for the price you get from selling your NY home, and for the 183 days you're not here, you can rent it out on VRBO or the like.

TS
A friend of mine owned a home in Hawaii and one here in New Mexico. Her husband kept a chart (as they went back and forth) to make sure they spent enough time in Hawaii as that is where they claimed residence.
 

rapmarks

TUG Review Crew: Elite
TUG Member
Joined
Jun 6, 2005
Messages
9,830
Reaction score
5,026
Check your car insurance coverages and where you need to plate them

Our neighbor is from NJ and for several years he plated in NJ as well as insured there but kept a car here
They only come down for 2 months and he recently found out that if his house burned down with the NJ car in it that he would not be covered since the car was here year round so he switched that car and it’s insurance to Florida
He also changes his bank and electric bills to Florida just before coming each year and is able to get Florida resident discount passes for the parks
I mentioned that to my insurance agent and she said not true. I was not able to get in to register my car and finally got an appointment
 

am1

TUG Member
Joined
Dec 3, 2009
Messages
8,131
Reaction score
1,544
Surprised he gets discounts at parks because they asked for photo id proving Florida residency.
Or a statement with Florida address. Some residents are without ID as are undocumented or use a passport from another country.
 

rapmarks

TUG Review Crew: Elite
TUG Member
Joined
Jun 6, 2005
Messages
9,830
Reaction score
5,026
Or a statement with Florida address. Some residents are without ID as are undocumented or use a passport from another country.
Still surprised. They don’t honor a statement or even a tax bill in Wisconsin Dells to get into attractions. I remember having to show photo ID with Florida address to get discount At Disney. But they must have eased up.
 
Top