I'm sorry if I sound desperate, but I have no idea what I'm doing or where to begin. I know the answer is out there somewhere but I don't know where. My wife and I just purchased a floating week at the Flagship resort in Atlantic City. We were not overly impressed with the place but they sold us on the idea that we can go anywhere we want pending availability. We have a Red account. The exchange group is Interval International. The initial price was way to high and they told us they could lower it if we gave up the last week in June through the first week in September; which didn't seem like a bad thing at the time. We live in Philly so we really wouldn't consider a 45 minute ride to Atlantic City a vacation. I'm still having a hard time understanding how the exchange program works. We own a studio, but I haven't been able to figure exactly how the exchange thing works. My lack of knowledge in this area is giving me a bad feeling about the deal. Could someone please help me.