Steve,
My understanding has been that RO is NOT effective against coliform (and perhaps other types of ) bacteria.
See this site (Near the bottom)
or
This one (See the note in section on "How to Test Your Water")
RO membranes are highly effective in removing bacteria, particularly those units for which the pores are sufficiently small to exclude all salts. In advanced wastewater treatment systems, such as installations in California in which treated municipal sewage is returned to potable groundwater aquifers, RO membranes are a critical component in assuring removal of micro-contaminants during the treatment.
As noted in the articles you linked defects in the membrane or fittings can allow bacteria to pass through. Note that the problem isn't the membrane; the problem is defects or lapses in the membrane or installation. Thus the recommendation that RO not be used as the sole means for microbial removal is valid. For similar reasons hypochlorite or UV should not be used as the sole means for microbial removal. Those systems are also subject to their own types of failures; leakage occurs, over time the light frequency output of UV lights shift to less effective wavelengths, the tubes encasing the UV lights become clouded, the input water becomes turbid and prevents the UV light from penetrating the entire depth of water, hypochlorite pumps fail, hypochlorite tanks run dry, the hypochlorite stock solution is outdated and has lost a significant fraction of it's effective chlorine content, the stock solution isn't mixed properly, the hypochlorite pump gets set too low, the stock solution is prepared too dilute, the water acquires an organic load that consumes the chlorine before disinfection is attained.
I can go on and on and on.
The best approach is to have redundant treatment, and a quality RO unit, with proper maintenance is an effective disinfection component in a redundant system. Like most things in life, if you install the system and forget about it or you buy cheap components or service, it isn't going to perform.