resale price difference between Annual vs EOY

[natarajanv]

Is there a price difference between Annual vs EOY. If an Annual platinum 7000 points sells for 6K, will the EOY be 3K?

I am looking to buy an EOY, and looking for some guidance..

Thanks

 

[Jason245]

Is there a price difference between Annual vs EOY. If an Annual platinum 7000 points sells for 6K, will the EOY be 3K?

I am looking to buy an EOY, and looking for some guidance..

Thanks

Generally EOY are about half the price of annuals. Sometimes a little less than half depending on demand.

 

[RichardL]

I view EOY less than 50% of value to me. First, to be equal to annual I have to
cover 2x the transfer, recording, etc fees and taxes.

Second normally if on a point system like HGVC I do not have the flexibility of borrowing points from the next year.

Life is a negotiation so perhaps you will be fortunate to find what you want in a EOY for less than 50%.

Personally, EOY is not enough for me unless perhaps I was adding a door into
Westin while also owing at Marriott or HGVC. For a long time i was limited to only a two-week vacation.

 

[tschwa2]

Some value an EOY more if it is a location they specifically want to visit eoy. In a system that charges annual membership fees I would see it as having more value to current owners than to those new to the system.

 

[Jason245]

I view EOY less than 50% of value to me. First, to be equal to annual I have to
cover 2x the transfer, recording, etc fees and taxes.

Second normally if on a point system like HGVC I do not have the flexibility of borrowing points from the next year.

Life is a negotiation so perhaps you will be fortunate to find what you want in a EOY for less than 50%.

Personally, EOY is not enough for me unless perhaps I was adding a door into
Westin while also owing at Marriott or HGVC. For a long time i was limited to only a two-week vacation.

There are some advantages to EOY.

For example, I bought an EOY Even and ODD so I can borrow as needed (so now I have 4800 pts annual). If I get another EOY for 4800 pts, all of a sudden I have annual availability of 7200 pts...

Since buy in cost was less, and membership fee doesn't change, once the initial transfer/enrollment costs are paid, you are good to go.

Alternativly, if one was planning on using open season availability for travel, EOY might be the ticket (for example, 1 week at HGVC in Orlando is probably less than or equal to the MF for that same week).

 

[alexadeparis]

Life is a negotiation so perhaps you will be fortunate to find what you want in a EOY for less than 50%.

Personally, EOY is not enough for me unless perhaps I was adding a door into
Westin while also owing at Marriott or HGVC. For a long time i was limited to only a two-week vacation.

This is exactly why I have almost ALL my ownerships in EOY. So they are worth more than 50% to me. I like to own several systems, and usually EOY are easier to pick up. If I were to adjust anything, it would be to get rid of some of my annual Shell points for the smallest Marriott points package, then buy additional points as needed. Or failing that, a small Hyatt package.