Ok I am not a points member but here is my guess based on years of post readings. Points are like poker chips and do have cash value. When RCI give out plane, hotel, rental car for points they have to pay for it. The use the points you gave them and parley them into obtaining weeks from your home resort to rent out. If the resort is not playing ball with RCI, they must limit thier damages. For example if the resort is not allowing RCI to take prime weeks or charging RCI excessive booking or guest fees, etc. Than RCI may find that they need to limit thier exposure to loss. Or if the resort is just not commanding rental prices that balance with the what RCI is having to pay for the points (in terms of tickets or bookings given out), than it is a loser for RCI. Most importantly, it sound like the resort is letting you front end load your benifits. If they are letting you take as many points as you want from your 25 year contract but then maybe limiting RCI on how many units they can exchange the points back in for each year, that could be a big problem. And that would make sense since they would want to satisfy thier owners unti requests before RCI. But then RCI is having to finance the airplane tickets, hotels etc for some future weeks at the resort I can understand how they would want thier money now, and would have thus to limit thier members accordingly.
Anyway just some hypothetical possiblities, if I am understanding the situation correctly.