Chris is right...
There are two Points systems with RCI:
The original Points system, which is one way to get DVC, as an example. Studios start at 28,500 points for slow time (early December, most of January), slow time is 41,000 for 1 bedrooms, and 71,000 for 2 bedrooms; medium season (most of the year, including all of fall, most of the late spring, and some winter) is 38,500 points for a studio, 56,500 for a 1 bedroom, and 96,500 for a 2 bedroom; prime season (holidays, spring break, summer, Presidents' week) is 48,500 for a studio, 71,000 for a 1 bedroom, 118,500 for a 2 bedroom. The cost of Bay Lake Tower is generally 10,000 points higher for most every season, but I have no idea why.
The above original points system did not change at all. The values have stayed the same for the three years RCI has had DVC, but prime is very expensive, while low season is very reasonable. My cost on those points is about 1.6 cents each.
The weeks system is now also points, but it's a different "currency" from the original points system. This was created as of November of 2011. The points required for the exchanges went from 25 a year ago to 48-52 now, depending on season This has increased my costs substantially for weeks, but for prime summer, 52 points is cheaper than 118,000 points in the other system. But all seasons cost a similar number of points in weeks. It's surprising to see no difference between seasons. Studios are 44 points, one bedrooms are 48 points, and 2 bedrooms are 52 points in prime seasons, and only about 4 points lower than the above numbers for slow season.
I feel the RCI Points system is fairer in seasons than weeks for DVC...
But compare the exchanges we got with weeks into Wyndham Shearwater (all 2 bedrooms) for August of 2012. It's 109K points in RCI Points, while it was only 21 points in weeks. This makes owning both a good value for us.
I can see so many other examples, specifically demonstrating the unfairness of the system. I feel badly for those who deposit Kauai weeks into RCI. High fees, and you get 25 Points? Not fair.