**Biennial Points and rollover.**
basham said:

Further how do biennial RCI points and those roll over periods work.

Consider the following example for biennial owned points.

You have 30,000 points given to you every odd year and your points account started in 2004 and you have not used any points. Your account looks as follows:

2004 Use Year Points: 0

2005 Use Year Points: 30,000

2006 Use Year Points: 0

2007 Use Year Points: 30,000

2008 Use Year Points: 0

In your 2004 "Use Year" you could have borrowed up to 30,000 points from you 2005 "Use Year".

In your 2005 "Use Year" you could have used your 30,000 point allocation but you don't have any points in 2006 to borrow or any 2004 points to carryover.

In 2006 your unused 30,000 points from 2005 will carry over if you pay the carryover fee (This would have been automatic and free had you had a 2005 transaction) and you can borrow up to 30,000 from your 2007 "Use Year". So you have a total of 60,000 points available.

In 2007 you have 30,000 points and you cannot borrow your 2008 because you don't get any in an even year and your unused 2005 points expired at the end of your 2006 "Use Year".

OR

In 2007 you have 30,000 points in your current "Use Year" and at the end of 2006 you paid RCI $123.00 ($59 (first 14,000) + $64 (16,000 *.004)) to extend your expiring 2005 "Use Year" points an additional year. So you have 60,000 points for a 2007 transaction.