RCI credit card--does anyone have it? How does it work?

[wackymother]

I was looking at the RCI credit card, issued by Barclay's. Does anyone have it?

You spend on the card and you get "credits" back, 2 per $1 spent on RCI and 1 per $1 spent everywhere else. How much are those credits worth? Could I use them to pay exchange fees and renewal fees?

Thanks for any info. The RCI website is typically unhelpful.

 

[MrockStar]

I have both the RCI & the Blue Green rewards card through Barclay bank. Yes I do use the card all year for almost everything I buy and pay my maintenance fee's at the end the year.

 

[wackymother]

I have both the RCI & the Blue Green rewards card through Barclay bank. Yes I do use the card all year for almost everything I buy and pay my maintenance fee's at the end the year.��

Thanks! Can you use the rewards for RCI exchange fees, too? How many rewards do you need to pay a $219 exchange fee?

 

[cliffndeb]

RCI-Mastercard

24000 points will get you a credit on your RCI acct of $300. The 300 dollars is put in your RCI Members Rewards and you can use it however you like. We have purchased membership years, platinum upgrade and of course exchanges. There are other options but we prefer the members rewards.

 

[rickandcindy23]

There are lots of better credit cards to get than the RCI one.

 

[dioxide45]

There are lots of better credit cards to get than the RCI one.

I would agree. It seems that it would take $24,000 in spending in order to receive a $300 credit. It is better than some 1% cash back cards, but there are better card options out there. I have found that Barclay's tends to not offer very good reward credit cards. Their one time points bonuses are not usually all that great either. This card looks to come with only 2500 points after first purchase.

 

[wackymother]

Okay, thanks. I was just trying to find out the exact formula. I have other reward cards that give a better rate of return for things we spend money on.