• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 30 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 30th Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $21,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $21 Million dollars
  • Sign up to get the TUG Newsletter for free!

    60,000+ subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

RCI credit card--does anyone have it? How does it work?

wackymother

TUG Review Crew: Veteran
TUG Member
Joined
Aug 1, 2005
Messages
5,665
Reaction score
1,387
Points
598
Location
NJ
I was looking at the RCI credit card, issued by Barclay's. Does anyone have it?

You spend on the card and you get "credits" back, 2 per $1 spent on RCI and 1 per $1 spent everywhere else. How much are those credits worth? Could I use them to pay exchange fees and renewal fees?

Thanks for any info. The RCI website is typically unhelpful.
 

MrockStar

TUG Review Crew
TUG Member
Joined
Jun 5, 2014
Messages
4,937
Reaction score
2,611
Points
448
Location
Detroit MI
I have both the RCI & the Blue Green rewards card through Barclay bank. Yes I do use the card all year for almost everything I buy and pay my maintenance fee's at the end the year.
 

wackymother

TUG Review Crew: Veteran
TUG Member
Joined
Aug 1, 2005
Messages
5,665
Reaction score
1,387
Points
598
Location
NJ
I have both the RCI & the Blue Green rewards card through Barclay bank. Yes I do use the card all year for almost everything I buy and pay my maintenance fee's at the end the year.��

Thanks! Can you use the rewards for RCI exchange fees, too? How many rewards do you need to pay a $219 exchange fee?
 

cliffndeb

TUG Review Crew
TUG Member
Joined
Jun 18, 2011
Messages
31
Reaction score
0
Points
216
Location
Mobile, AL
RCI-Mastercard

24000 points will get you a credit on your RCI acct of $300. The 300 dollars is put in your RCI Members Rewards and you can use it however you like. We have purchased membership years, platinum upgrade and of course exchanges. There are other options but we prefer the members rewards.
 

rickandcindy23

TUG Review Crew: Elite
TUG Member
Joined
Jun 6, 2005
Messages
32,679
Reaction score
9,499
Points
1,049
Location
The Centennial State
Resorts Owned
Wyndham Founder; Disney OKW & SSR; Marriott's Willow Ridge and Shadow Ridge,Grand Chateau; Val Chatelle; Hono Koa OF (3); SBR(LOTS), SDO a few; Grand Palms(selling); WKORV-OF ,Westin Desert Willow.
There are lots of better credit cards to get than the RCI one.
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
48,480
Reaction score
19,937
Points
1,399
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
There are lots of better credit cards to get than the RCI one.

I would agree. It seems that it would take $24,000 in spending in order to receive a $300 credit. It is better than some 1% cash back cards, but there are better card options out there. I have found that Barclay's tends to not offer very good reward credit cards. Their one time points bonuses are not usually all that great either. This card looks to come with only 2500 points after first purchase.
 

wackymother

TUG Review Crew: Veteran
TUG Member
Joined
Aug 1, 2005
Messages
5,665
Reaction score
1,387
Points
598
Location
NJ
Okay, thanks. I was just trying to find out the exact formula. I have other reward cards that give a better rate of return for things we spend money on.
 
Top