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Program Comparison Table: DVC to Hilton Grand Vacations

BeoBob

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Hello, all. I'm a first-time thread contributor- be gentle ;-)

There may not be a lot of people who own at DVC but might be thinking about buying into Hilton's timeshare program (Hilton Grand Vacations). In case you might be - or are just interested in how the programs compare - I'm sharing a home-grown program comparison chart, attached.

Started out being a cheat sheet for me to keep up with the differences in the two programs. But I kept adding more lines and decided it might be of interest to others. Tried to stick to just the facts, but some opinions and judgements inevitably slipped in. Let me know if you find material errors, please.

I own multiple contracts in both programs and a mixture of developer and resale in both (Yes, I know. I should have found TUG sooner and avoided developer purchases, but that is water under the bridge.) Am a happy owner in both programs, so far.
 

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Heymarch

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Thanks for sharing. Would you recommend buying minimum points from Disney and then buying resale with Disney?
 

RX8

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You are a definitely a detailed oriented person lots of good info.

I own both HGVC (affiliate) and DVC.

Grand Pacific Palisades (HGVC) - fixed summer week which converts to 8400 points. For me the best of both worlds - a fixed summer week close to the beach or swap for HGVC points.

Grand Californian (DVC). Originally purchased Copper Creek direct. Low pressure presentation on a DCL cruise. Rescinded on the 10th day via phone. Being a west coast person, I have been to Disneyland 20X more than WDW. I wanted Grand Californian and couldn’t count on reserving there at 7 months so I rescinded. Found a resale Grand Californian late 2018 just before the prices went through the roof. Paid $155/point.

My two cents:

HGVC - quality resorts. Easy reserving system. Variety of resorts (concentrated in certain geographical areas). Many nickel and dime fees with my biggest dislike being the $59 yreservation booking fee. Minimum 3 day reservation is a pain.

DVC - only stayed in Grand Californian so far but it was fabulous. Easy booking process. Cancelling is easy too. No fees at all, can book a one day reservation. Haven’t done so but renting is relatively easy and at a profit.
 
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BeoBob

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Thanks for sharing. Would you recommend buying minimum points from Disney and then buying resale with Disney?
Generally, yes. Buying minimum (as of Sept 4, 2021 the minimum for Full (aka “Blue Card”) DVC Member Benefits is 150 annual points bought directly from Disney), then doing resale for the balance works for many. There are some potentially significant exceptions. If either of the following are true for you, buying more than minimum from Disney **might** make sense: (1) if you think you might want to regularly trade DVC points for Disney Cruises, Adventures by Disney (Disney’s excellent escorted world tours program), or for stays at Disney Hotels (including while visiting Disney’s international parks) or (2) if your Disney bought points are NOT bought at Riviera AND you think you might want to regularly stay at Riviera or future (as yet unbuilt) DVC resorts. Point 2 arises because of new DVC restrictions on point bought via resale that started with DVC’s new Riviera contracts and are likely to continue into future resorts. Point 2 may be especially relevant if you are making a first purchase now as a young family and expecting to stay in DVC for 20 or more years. Points 1 and 2 might require more points for practical use than the 150 point direct-from-Disney minimum.


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SFTechGeek

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Excellent. Nice comparison. I especially like your comment:

Is it fair to say that in the program’s Secondary Booking Window, that “points are just points”, regardless of their original purchase price or what their maintenance fee is? Meaning that if you somehow knew you would always book in the Secondary Booking window, that you’d be financially better off buying program points at the lowest up-front price with the lowest annual maintenance fee?

…which is why I’m on my way to buy a second HGVC property on the secondary market.

thanks again for sharing.
John
 

kanerf

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I own both as well. I bought into the The District in Washington D.C. as that I where I like to stay with HGVC. It is a very nice resort, top 3 floors of the Embassy Suites Georgetown. The only issue is that parking is horrendous at $56 a night. There are some cheaper garages in the area. It will be interesting to see what the purchase of Diamond brings to the program. DVC is great for staying WDW. There is not much value beyond that as they have few other resorts outside of WDW and DL. RCI does not do much for the program and there are much cheaper ways to get RCI exchanges.
 

Dean

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They really are 2 different animals. For Disney trips it's essentially the on property vs off property argument. For non DVC options, it's simply a comparison of what is included directly with each program. The other cash type exchanges with either, and all other programs I'm aware of, are options with little or no value when looked at ongoing or from a financial standpoint. They can complement each other nicely but both are relatively expensive, esp DVC.
 

elaine

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I own both. Assuming one purchased both resale, HGVC is minimal capital outlay, DVC is high. However, DVC (as of now) has maintained its value (or increased), so one could view that as just "parking cash" and the resale market is quite liquid. Annual fees for comparable lodging go to HGVC for 2BRs, somewhat of a wash for 1BR. Then, as Dean said, it comes down to the onsite vs offsite analysis. Our family with 2 college kids would still rather squeeze into a DVC 1 BR with pull out sofa and the extra smaller bed like at AKV, (new) SSR, or OKW. When we add a 5th, we need to move to a 2BR and stay at HGVC. Not having to drive at DVC is a huge plus for us.
 
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rickandcindy23

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I also like putting things down on paper so I can refer to them when changes occur and then document changes to systems that affect me. I have done this quite a bit, and it helped me to recommend to friends. I am still in the process of perfecting our ownership. My goal is to travel for free by renting some units and using some ourselves.

I have added ownerships and haven't subtracted many. I need to get rid of a bunch we cannot use. Covid taught me a good lesson. Our kids will appreciate us getting out of some junky points I don't need to own right now. They would REALLY appreciate my current plan to buy into Marriott and leave the junk behind.

I have deeded weeks I love, float weeks, that are rentable and have great exchange power.
 

JohnB3

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Nice write up, I think DVC may have changed the fee to deposit to RCI from $95 to $0 and increased the inbound trade fee to $190 so the RCI member trading in now pays both half of that fee, otherwise I thought the DVC comments were spot on. I don't own HGVC but if/when my addiction gets the better of me that would likely be my next resale purchase :)
 

BeoBob

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DVC may have changed the fee to deposit to RCI from $95 to $0 and increased the inbound trade fee to $190 so the RCI member trading in now pays both half of that fee

Thank you for the heads up on DVC RCI fees. I’ll correct that in a future update.

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rickandcindy23

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Thank you for the heads up on DVC RCI fees. I’ll correct that in a future update.

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And I look for that cost to trade in to go up. RCI and DVC both know how very valuable those trades are to those of us who stay at DVC via exchange. It's a bargain stay for us.
 

Sandy VDH

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Bailey#1

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DVC has excellent "outside rental companies" where you can rent your points for about double your MF's.
 

cbyrne1174

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If you really want to educate DVC owners, DISboards is the way to go. Most people on TUG own multiple systems and are generally more knowledgeable . The DISboard forum is filled with DVC owners that are completely oblivious to how much they are overpaying in purchase price + annual dues compared to other quality resale contracts (Hilton, Marriott, Wyndham)
 
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