I voted for the last item, though we never buy EPlus. We have enrolled Marriott weeks, so trades and retrades are no cost if we trade only to Marriott and Vistana properties. I considered it for a trade where the underlying deposit expires in June and we are currently confirmed with a late May week. So it would have extended the utility of the week considerably We are now inside of 59 days, so retrade would be restricted to 59 days from check in. I figured if we can't travel at the end of May (we would be driving), we can cancel and take a cancellation replacement goof for a year and no cost. Still restricted to 59 days, but free vs $59.