Hi Joe, i think you misunderstood my question so I'll restate. I'm a points owner at Point at Poipu. I'm booked there next week in a 2BR which cost 5000 points, equivalent to $1000 of MF. Why is your week's ownership MF so expensive? Do week's owners get anything that points owners don't get?
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You are presumably a points owner in the Hawaii Collection (there is no such thing as a points owner at Poipu - only Hawaii Collection). If you are there in a 2-bedroom for 5000 points, then that must be a reservation made within 60 days of check-in - most likely for a partial ocean view. That room would typically be 10,000 points outside the 60-day window. Which makes the normal cost for that unit $2000 in equivalent MFs.
The reduced point values 60 days before check-in (space available) is a benefit of being a points owner in the Club. However, note that outside that window you would pay $2000 in maintenance fees for that 10,000 point reservation, whereas the deeded week owner pays $1800. That $200 is what it costs you to be in points instead of deed. There are not insignificant trustee fees that you incur in the trust. And if you are also in the Club you pay the annual club fees as well. S0 points gets you more flexibility, but that flexibility comes at a cost.
If you just want to stay at Point at Poipu for one week, and you desire to visit during peak demand season, as cheaply as you can, a deeded in the desired view category is overall the cheapest option. You're points option is cheaper as long as you travel availability lines up with times when there is inventory available inside the 60-day window.